Quote from: ChocolateBitcoinK on Today at 06:47:00 PM

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It's not compulsory that you should invest aggressively only from your reserve funds, a bitcoin investor can invest aggressively directly from his discretionary income, the most important thing is that you don't over do it. This is one of the reasons why if you have started your bitcoin investment, you need to look for a way to increase your income by looking for a second means of income or going for a higher degree for promotion at work.

When you have increased your income, you have also increase your financial strength which will allow you invest aggressively with DCA. I prefer investing aggressively with my regular DCA than waiting for the dip to buy cheaper aggressively with my reserve funds. However, your level of aggressiveness depends on the size of your discretionary income. This is why a rich guy has a strong financial strength to invest aggressively than someone who isn't rich.

Your emergency funds is to take care of real life problems and if you invest with your basic needs or your emergency funds, you are gambling

Investing aggressively with your emergency funds is the easiest way to fail in bitcoin quest. Every bitcoin bought with part or all of the emergency funds is like an impurity in a jah of clean water, it spoils the entire jah of water. Your DCA approach is all encompassing, it can allow for little more aggressive buys especially when you are strictly following it.

Having a financial intelligence would let you understand that you should improve your investments as soon as your stable income increases. Also buying by DCA would allow you to invest all all time and not only in dips. Waiting for dips also is another way of not investing at all in bitcoin. You may not be able to save your discretionary income with discipline, so it's better to invest at all time. In all your investments, don't invest beyond your financial capacity permitted through your Discretionary income.

Investing with an emergency fund is never the right way to go. If you invest with an emergency fund, you are putting your investment at risk. Because an emergency fund is created to deal with financial disasters. For example, if you lose your job and you have no money to spend, you can take money from the emergency fund. Or if someone in your family gets sick and you have no money at that time, you can take money from the emergency fund. You should not always take money from the emergency fund. When you are in the middle of a very dangerous situation, when you see that you have no choice but to sell your saved bitcoins, then you can take money from the emergency fund.

If you invest with an emergency fund, you can suddenly find yourself in a problem, as we never know what will happen to us in the future. If you invest with an emergency fund and then you fall into some kind of financial crisis, where will you get the money, then you will have no choice but to sell your holdings, so you should never invest with an emergency fund.

If you want, you can set aside some money to invest or buy DIPs during the downturn. But you should build it based on your stable income.

The main purpose of emergency savings is to protect your Bitcoin holdings in the long term, and these funds should not be used for any other purpose, you must be very careful about each specific issue and always keep your intention correct. The main purpose of emergency savings is to help you in any financial problem you have, that is, in any time of danger you do not have to sell your valuable assets, rather you can use your emergency savings to solve that problem. However, it is never advisable to use emergency savings for Bitcoin investment, because this will destroy your financial security cover, and financial problems can arise at any moment in a person's life, so you will use emergency savings to buy Bitcoin at a slightly lower price, but a negative situation can cause you to face a lot of losses where you can lose your holdings.

You were making sense dude in your post but you were kinda deviating from the point there by contradicting the whole point. When you say a negative situation can cause someone to face a lot of losses where they can lose their holdings without been specific makes you look or sound like a trader. The only time someone can lose their holdings is if they are trading or they didn't prepare before venturing into Bitcoin investment because there is a high chance of incurring loss if you don't prepare before entering into Bitcoin investment because you will definitely sell off your investing when you have little or no emergency and reserve funds.