We often do a lot of work without preplanning, we do it without thinking about what will happen 2/3/4 weeks, months, years after doing the work? We work without thinking about what can happen which later makes us face difficult problems.
Most of the time we invest our emergency fund in the wrong place due to which we have to pay later.
We do not understand which type of collection should be invested in which sector.
I think everyone should do a lot of study on this before investing.
If you invest your emergency fund somewhere else and if you are in the midst of a financial disaster at that time and if your investment goes down at that time, then you will have to sell it with your loss, so it is never a good idea to invest with your emergency fund.
I totally agree with you because if any investors is thinking of making use of his emergency fund for an investment, it is totally unacceptable because once you make use of your emergency fund for an investment you will be tempted to use your investments when the needs arisess since you don't have emergency fund that can back your investments up.