Unless you're being targeted by people that already know you're into crypto so they're coming for your money in both fiats and crypto, unless you're being targeted by those then you don't have problems with storing your seed phrase on paper.
No one can know if he is being targeted or not most time until the work is done. He can use passphrase to extend the seed phrase and
thealso be using the addresses the seed phrase generated for little transactions and have little amount of money there
also.
The passphrase wallet will be the real wallet used for high amount of money.