I won't loan him money as it is his vice and not because of his basic needs. If he won't learn his lessons, then, you are just tolerating his vice. Even if he is a family member, you need to be firm with your decision, else, he would encounter problem later on. Maybe, much worst.
Indeed. We won't loan him because we want make him to be aware of his mistake. He needs to realize that he is addicted to gambling and should be handed by doctors. If we loan him money, he never realizes it and he won't stop it. Sure, it must bring worse impacts in the future if he keeps gambling excessively. At a more severe level, addicts can commit criminal acts. So, we must ensure he stops gambling temporarily to recover the addiction problem.
You cannot loan someone with a problem like this, it would be like feeding the problem. You can of course gift someone but to expect back a loan from an acknowledged problem spender, whatever they are using up the money on its not fair to expect any different a result to occur.
Yep, giving a loan to addicts make them to be worse. They will think to get another loan, this will never end. If we care to addicts, we stop him to gamble more. Addicts must get a treatment from the doctors to recover it. How the addicts can recover if they keep gambling, right? By the way, no doubt an addict won't repay the loan because he will always spend all the money.