Quote from: SuperBitMan on June 26, 2025, 09:57:08 AM

Quote from: Princess Leah on June 26, 2025, 12:31:03 AM

Quote from: Dorkylickjj on March 06, 2024, 08:50:37 AM

What's your take on this? Given the period we're in is it buy time or sell time?

For someone like me, I can't say this is sell time cause it's still very early, I'll have to accumulate and hoard as much as I can for like 10 years before I could consider selling and that's what every investor that just started hodling for about few years or a year ago should consider, we still have lots to achieve so it's definitely not sell time even though the market seems friendly currently and trending upwards.

Well for someone that's held for a decade, two decades, etc this period can be their sale time, don't get me wrong the can sale some stash to diversify to other options I mean investment options but would still continue buying at any given opportunity with the DCA.

It can be sell time only for those who has accumulated enough but even at that, selling all is not advisable if you have reached overaccumulation in your Bitcoin investment, it will be better you sell some part of your Bitcoin now that the price is friendly and then hold the rest, being at a stage of overaccumulation and you have started selling those not mean when there's a dip you won't accumulate, when there's a dip you still need to accumulate so you can keep your investment going because if you only sell without adding during the dip your Bitcoin investment will run dry.

You seem to just be making up standards.

Sure there can be stages in accumulation, and I suppose that there could be stages in overaccumulation.

There is also price based withdrawals and there are time based withdrawals.

If a person has reached overaccumulation status then it is likely optional for him whether he wants to buy back, yet if a person is selling within his overaccumulation status and not falling outside of his overaccumulation status then he does not have to buy back

I am not opposed to the idea of optional trading, including that selling on the way up and buying on the way down may well be o.k. for maintenance and/or portfolio insurance, yet there still are not obligations to continue to buy bitcoin in order to stay in overaccumulation status as long a the person is not selling so much bitcoin as to knock himself out of overaccumualtion status.

It seems problematic to have had worked 4-10 years or longer to reach overaccumulation status to then self-imposedly knock oneself out of overaccumulation status in order to be obligated towards getting back to overaccumulation status.

Quote from: SuperBitMan on June 26, 2025, 09:57:08 AM

Again if you don't want to accumulate during any dip since you have reached overaccumulation and you have started selling I will advise you engage in selling only your profit, what do I mean, if you are holding 10 Bitcoin and the current price is $107k and you reached your overaccumulation stage when the price $98k what you will do is selling only what has added to the $98k.

You are going to measure whether you reached overaccumulation status based on spot price?

So how are you going to manage that?

Changes in spot price is going to knock you out of overaccumulation status?

Sure, it is possible to have such a system, but you likely need to figure out some way of dealing with volatility.

I think that part of the reason that I like to assess overaccumulation based on the 200-WMA (and/or bottom prices) is because the 200-WMA has tended to continuously move up, and also the spot price is usually above the 200-WMA... so that gives a bit of additional cushion to attempt to deal with likely inevitable BTC price volatility.

I believe that it is not impossible to assess that you have reached overaccumuation status based on spot prices, but you have to figure out how to make sure that you are not falling in and out of overaccumulation status merely based on 5-10% price movements... so there likely needs to be some built in ways of dealing with such volatility, especially if you are largely planning to stay in bitcoin rather than put your money into inferior assets, such as the dollar, some other fiat or some dollar denominated asset that is also inevitably losing value.. and it seems that part of the reason to be attempting to value wealth and to keep wealth in bitcoin is because it seems that over the longer term it is holding its value better than fiat, even accounting for inflation and/or seemingly inevitable fiat debasement.

Quote from: SuperBitMan on June 26, 2025, 09:57:08 AM

This strategy is not for everyone is for just who are very much interested in continuing holding even after reaching overaccumulation stage, but also eager to taste Bitcoin profit.

Surely each of us can have differing goals, yet I would think that many of us should not be planning to spend 4-10 years or longer to get to overaccumulation status and then to knock ourself out of such overaccumulation status.. merely because of sloppiness, inabilities to control our consumption and/or not being able to recognize and/or appreciate the value of his investment into bitcoin.. especially since it is likely that if we are in bitcoin, then we have already come to realize that bitcoin is amongst the best of investments if not the best of investments, so then why would we want to purposefully take ourself out of such investment either to put ourself into inferior investments or to engage in consumption that we feel that we are not able to control ourselves in such in terms of devolving into living beyond our means, which seems to be part of your build-in assumption SuperBitMan that justifies the spending of your bitcoin rather than engaging in deferred gratification and/or figuring out how to engage in sustainable withdrawal within your means rather than wanting to live outside of your means. Again, surely it is your choice to squander away your wealth status by lack of foresight or insights regarding hte nature of the matter and/or the value of bitcoin.

Quote from: Gallar on June 26, 2025, 10:51:44 AM

Quote from: Olatundespo on June 25, 2025, 02:31:21 PM

If you are considering buying Bitcoin today, then you should start today. Waiting a day is like wasting time for you and the amount of funds you have available may not be there tomorrow, so instead of thinking about alternatives, you should act on the immediate decision to accumulate Bitcoin. New investors analyze the market emotionally and are tempted to invest for higher profits. Bitcoin will not make you profit immediately but regular accumulation through discretionary income can increase your financial stability as your holdings grow. What I mentally think about when holding Bitcoin is the stages of wealth growth that will put me in a great position in the future. Financially sound long-term Bitcoin accumulation along with discretionary income. I would recommend that you only think about profiting from Bitcoin when you have a decent holding and can put it into multiple cycles of accumulation (6-10 years).

Yes, when you already have discretionary income, it would be better to start investing in bitcoin as soon as possible, so don't wait too long. But in my opinion, waiting one day is not a problem, although it is better to do it as soon as possible. Because basically why should we wait if we already have discretionary income. Maybe if we don't have discretionary funds, then we should wait until we have discretionary income. But if we already have it, I also feel that buying bitcoin directly is the right step. But everyone is different and has different self-confidence. So for people who are not too confident about investing in bitcoin, they will definitely feel a little hesitant to start investing.

If a person has discretionary income, then the question of self-confidences seems to be referring to questions regarding how much (or position size) rather than whether or not to invest into bitcoin.

Quote from: Gallar on June 26, 2025, 10:51:44 AM

But that's where the challenge lies, because not a few people may not invest in bitcoin because they think too much and wait. Although it is true that thinking is good, but if we only speculate and conclude something that we have never experienced, of course it is likely to give rise to negative thoughts. So the point is when we are going to start investing in bitcoin, don't think too much, the most important thing is that we have discretionary funds, and also know where to buy bitcoin. And about the profit, don't think too much about it when we first invest in bitcoin. Because if we talk about the results or profits, that's a later matter.

Sure, if a person gets started and is regularly buying bitcoin within his discretionary income, then there could be various assessments along the way, and surely there is likely some value for each person to be considering his various personal factors, even if it may well take a long time to build up a bitcoin portfolio depending on his discretionary income and perhaps whether or not he might have other assets or any ability to front load his investment and/or position into bitcoin.

Quote from: Bluedrem on June 26, 2025, 11:23:32 AM

Quote from: IceLincoln on June 26, 2025, 08:03:07 AM

I think those who have held bitcoin for a long time like a decade or more, Sold when we first hit the psychological milestone of $100k, though not entirely all and there are still those holding on to their stash. The answer to Dorkylick question is based on personal investment goals of individuals cos what might be sell time for Mr A might be a Buy time for Mr B depending on their goals and time of investment. I don’t think there’s any investor that will sell all of their stash It’ll normally be part.
Generally I think now is buy time considering bitcoin jus hit $100K few months ago and we’ve experienced atleast two pullbacks. Bitcoin is just gathering momentum to move up higher so I’ll consider now a buy, plus bitcoin is yet to hit it’s peak so buying now is potentially still early.

What you said is that people who have held Bitcoin for a decade or more have sold at least some of their holdings after the price of Bitcoin crossed $100,000.
Yes, that may be true, but I think most people are still holding onto their Bitcoins and are constantly increasing them -

I have mentioned some Bitcoin addresses that have held onto their Bitcoins for more than 10 years and are still holding onto some Bitcoins.

If you have come to the correct conclusion that long term holders do not necessarily need to sell their bitcoin, then why would they need to accumulate more bitcoin?

Quote from: Bluedrem on June 26, 2025, 11:23:32 AM

For example -
1. 12ib7dApVFvg82TXKycWBNpN8kFyiAN1dr
2. 12tkqA9xSoowkzoERHMWNKsTey55YEBqkv
3. 1PeizMg76Cf96nUQrYg8xuoZWLQozU5zGW
There are many more addresses that are constantly storing Bitcoin. I don't know if these are mining wallets, but the wallets are still active.

It is difficult to understand your point if you have no clue if the addresses are individual addresses or business addresses.

One of the preferred practices is not to reuse addresses... so many times larger holders might have transactions spread over a variety of bitcoin addresses.

Quote from: Bluedrem on June 26, 2025, 11:23:32 AM

Actually, I don't think real investors who have full confidence in Bitcoin will sell all their Bitcoins right now.
Yes, they can sell if they need the money very much and have no other money except Bitcoin.
Also, I don't think those who are holding Bitcoin will sell Bitcoin unnecessarily and invest in something else.
Because currently the most profitable and most reliable thing is to invest in Bitcoin.

I tend to agree that bitcoin is the best place to hold value.. yet it is also difficult to make blanket statements regarding what some others might be doing, even though surely there are attempts to assess the extent to which coins are moving around and which kinds of holders are selling their coins in order for various new entrants (or larger holders), such as Saylor/MSTR, Saylor/MSTR copy cats, Blackrock, governments to supposedly acquire and hold such coins.

In the end, each of us has to figure out the extent to which we are still accumulating coins or if we might be entering into sgtatges in which we might feel it is in our interests to sell some of our BTC at various price points, whether we consider $100k to be an important price point or not. I doubt that longer term holders give too many shits about $50k versus $100k versus some other number depending on if his average cost per coin might be less than $100, less than $1k or some other cost per coin.

Quote from: Catenaccio on June 26, 2025, 11:47:02 AM

Quote from: Gallar on June 26, 2025, 10:51:44 AM

Yes, when you already have discretionary income, it would be better to start investing in bitcoin as soon as possible, so don't wait too long. But in my opinion, waiting one day is not a problem, although it is better to do it as soon as possible. Because basically why should we wait if we already have discretionary income. Maybe if we don't have discretionary funds, then we should wait until we have discretionary income. But if we already have it, I also feel that buying bitcoin directly is the right step. But everyone is different and has different self-confidence. So for people who are not too confident about investing in bitcoin, they will definitely feel a little hesitant to start investing.

You can start your investment in Bitcoin even you don't have any discretionary fund at the moment because everyone have different beginnings. Even they are not good in finance, if they have income that can be used for investment, they can start their investment adventure. However, they must manage good balance between their spending and their investment capital as well as never forget one part for emergency fund.

Through investment in Bitcoin, their finance will be improved considerably with time, and they will gradually build up both their wealth and discretionary fund that can be used for investment more solidly. Not everyone can start with descretionary fund for investment and even this strategy is good for financial management, you can start with not too good finance, and improve it with time. The vital point is always have emergency fund that plays its role of making sure that you will not sell your bitcoin when you don't want to do that.

Generally speaking, none of us should be investing into bitcoin, unless we have discretionary income, since if we invest into bitcoin outside of our discretionary income that would be gambling and not investing.

Surely, there could be a person who has reserve funds that allows him to invest into bitcoin, yet reserve funds are built up from discretionary income.. so at some point if it is appearing that the person does not have enough funds to cover expenses and/or an ability to earn (or generate more discretionary funds into the future), then he cannot invest into bitcoin... .because he does not have available money. It hardly makes sense to proclaim that a person can invest into bitcoin without having discretionary funds.

Quote from: Cossyblack on June 26, 2025, 01:12:21 PM

Quote from: Bluedrem on June 26, 2025, 11:23:32 AM

-
I have mentioned some Bitcoin addresses that have held onto their Bitcoins for more than 10 years and are still holding onto some Bitcoins.
For example -
1. 12ib7dApVFvg82TXKycWBNpN8kFyiAN1dr
2. 12tkqA9xSoowkzoERHMWNKsTey55YEBqkv
3. 1PeizMg76Cf96nUQrYg8xuoZWLQozU5zGW
There are many more addresses that are constantly storing Bitcoin. I don't know if these are mining wallets, but the wallets are still active.
Actually, I don't think real investors who have full confidence in Bitcoin will sell all their Bitcoins right now.
Yes, they can sell if they need the money very much and have no other money except Bitcoin.
Also, I don't think those who are holding Bitcoin will sell Bitcoin unnecessarily and invest in something else.
Because currently the most profitable and most reliable thing is to invest in Bitcoin.

Why are you complicating your statement,you sound confuse. You alone saw the possibility that if we're confidence enough,we can hold our Bitcoin for 10 years which was encouraging and now you are also saying we can sell our Bitcoin portfolio if we're in need of money. If I must remind you,Our goal here as long term investors is to continue to hold Bitcoin for a very long time,even more than 10years without tampering with it and not the other way round. Sometimes even when we have reach our over-accumulation target & holding duration,we are to only sell parts of the profits generated while leaving the rest of it to continue compounding in Bitcoin for the long term. Continuity in value is the more reason we should keep holding our funds in Bitcoin even after reaching our targets since Bitcoin is a store of value.

Quote from: Bluedrem on June 26, 2025, 11:23:32 AM

-
Yes, they can sell if they need the money very much and have no other money except Bitcoin.

What happened to our Emergency funds and backup funds or have you forgotten why we must have an Emergency funds alongside our investment. Our Emergency funds is built to manage real life Emergencies when it arise. It simply protects our investment by helping us avoid tampering with our portfolio. Instead of selling like you advice,they should used part of their emergency funds to sort out the problems at hand.

I guess that I also find this whole scenario as confusing, since if a person has reached a state of overaccumulation, then he has his bitcoin that he is able to cash out whenever he likes within either price-based or time-based withdrawal strategies... sure, he may well develop other funds or places that he holds his value so that he does not necessarily spend from his bitcoin at times that he might not want to spend from them.

So let's say if a guy might have some thing like an $80k per year withdrawal rate, and so he knows that currently he needs something like 16.3 BTC as a minimum right now to be able to retain such withdrawal rate, but if the guy has 25 bitcoin or even 30 bitcoin, then he has quite a bit of an overaccumulation status, so maybe he will withdraw some a quantity of income in advance so that he does not have to rely on the bitcoin price in terms of when he is making his withdrawals.

Maybe since the beginning of 2023, the guy had already been withdrawing at the rate of around $80k per year, yet in early 2023, he knew that he needed in the ballpark of 33 BTC in order to be able to sustainably withdraw at the $80k per year rate, yet he had 40 BTC at that time, yet he wanted to be careful not to overly withdraw bitcoin because he saw that the BTC price was relatively low in compared with the 200-WMA.

So still maybe in the past 2.5 years since January 2023, he had withdrawn a total of somewhere between 10 and 15 BTC, and that is why today, he has 25 BTC rather than the 40 BTC that he had in early 2023 when he had around 7 BTC of an overaccumulation, and today, he has right around 8.7 BTC as his over accumulation amount of BTC.. and sure, each of us has to work out these numbers to make sure that we have a sufficient amount of over accumulated amounts and that we are not overly spending ourselves to knock ourselves out of overaccumulation status..

In other words, there can be times in which the BTC price is relatively higher than the 200-WMA and the guy will swell some extra BTC so that he won't feel a need to sell much if any BTC when the BTC price is within 25% of the 200-WAMA or even lower than the 200-WMA.. which has happened from time to time in bitcoin's history.

Quote from: BitBakerr1 on June 26, 2025, 03:02:43 PM

Quote from: Derekfunds on June 26, 2025, 07:04:58 AM

[edited out]

Some set of people has made the mistake of selling all there Bitcoin after reaching overaccumulation stage which is a wrong way to go as an investor, for me I think the idea of cashing out 10% value of your bitcoin every time it doubled is the best way of handling your bitcoin investment than selling all your Bitcoin, with this strategy you won't have to sell out all your Bitcoin investment.
This was the idea I got from JJG and he wrote a lot about this in a thread he created JJG’s Outline of Bitcoin Investment Ideas you can go there and read more so you can have a more wider understand about it.
For me I will even prefer cashing out only 5% value of my bitcoin every time it doubled, in other to have more accumulated Bitcoin because I believe the future of Bitcoin will be more greater.
So as soon as you reach overaccumulation stage you can adopt this strategy by JJG it's saves and keeps your investment going.

The idea of selling 10% every time that the BTC price doubles is one possible price-based system of sustainable withdrawal, and like you suggested both the amount and the starting point of when you start to employ such a system can be adjusted based on your own costs and/or your own individual circumstances.

There is also time-based sustainable withdrawal which have differing parameters but also discussed in that same sustainable withdrawal thread.

Both price-based and time-based sustainable withdrawal ideas (and strategies) presume that guys get their bitcoin holdings to an overaccumulation status first.

Quote from: ejikeme24 on June 26, 2025, 03:07:00 PM

Quote from: Derekfunds on June 26, 2025, 07:04:58 AM

but I still want you to understand that inflation will never affect an investor who engages himself or herself with the DCA method because whether there is high inflation or not, an investor will still be privilege to buy and hold and that is why it is term the best and the most convenient strategy in Bitcoin investment.

I never said inflation would prevent us from accumulating Bitcoin. I'm referring to those investors who consider selling all their holdings at once to continue holding fiat, so I think this isn't the right way to invest in Bitcoin.

I agree with you that investors who adhere to the DCA method will not be affected, while those who choose to invest a small amount may likely get affected, in terms of slowing down the accumulating process. For example, if your goal is to accumulate for about 10 years, due to high inflation, you may have to add more years before reaching your goal.

Surely changes in the cost of living can affect how much each of us are able to invest in bitcoin based on the possibilities that our expenses might go up faster than our income, which reduces the amount of discretionary income that we have available to buy bitcoin and also DCA does not necessarily save us from the effects of inflation even though we can adjust within our DCA approach to make sure that we are determining our own chosen level of aggressiveness that goes along with how much discretionary income we have and how much of that we want to dedicate towards our bitcoin accumulation.

You are also correct, ejikeme24, to suggest that changes in our cost of living including if our income does not keep up with our increases in our expenses could affect how long it takes for us to reach overaccumulation status... and, sure, our numbers for overaccumulation status might end up changing, so maybe before 2020 we were thinking that we were going to need something like $40k per year to support ourselves, yet after we saw the events of around that time, we decided to adjust our amount upwards (and even radically) to $80k in order to account for the radical matters we were seeing in the world at that time. .. Sure, maybe there might not have had been a need to double the amount, yet we decided that we would prefer to error on the side of being safe rather than to under assess the amount of income that we felt that we needed.

Quote from: Creeper0 on June 26, 2025, 04:23:22 PM

Quote from: ejikeme24 on June 26, 2025, 03:07:00 PM

I agree with you that investors who adhere to the DCA method will not be affected, while those who choose to invest a small amount may likely get affected, in terms of slowing down the accumulating process. For example, if your goal is to accumulate for about 10 years, due to high inflation, you may have to add more years before reaching your goal.

I am a bit confused by your sentence. How can we be affected by inflation while investing? From my limited knowledge, what I understand is that with inflation, your income will also increase and you will be able to buy the same amount of Bitcoin as before.

Surely there are cases in which a person is in their prime earning years (or maybe he just graduated from college), and so his income may well be growing faster than his expenses since he is getting promoted and moving up within the place that he is working.

We cannot necessarily presume that incomes go up with inflation, and there are even people in fixed income statuses (such as retired folks) who tend to have incomes that do not go up with the cost of living, and those people tend to be the worst affected during societal changes.. .. since many times working folks will have some abilities to change jobs or to change training based on changes in the economy and their abilities to follow the more lucrative jobs.

Quote from: Creeper0 on June 26, 2025, 04:23:22 PM

For example, before inflation, your income would be 1000 fiat which is equivalent to $100. After inflation, your income would be 1500 fiat which is equivalent to $100. Here I do not see the possibility of your deposit process being slow. Due to inflation, the value of your country's fiat decreases, but the stable currency ($) remains the same. So I can clearly say that inflation cannot have any effect on your investment journey. I think your investment journey will be the same during an inflationary cycle.

Your assumptions seem wrong Creeper0 even if there might be incidents in which folks can make sure that their income is going up with the cost of living.. especially certain industries might also be able to charge more for their goods and/or services, yet we cannot assume across the board that income will go up at least the same as expenses.

Quote from: Cryptoprincess101 on June 26, 2025, 05:35:45 PM

Quote from: IceLincoln on June 26, 2025, 08:03:07 AM

Quote from: Princess Leah on June 26, 2025, 12:31:03 AM

Quote from: Dorkylickjj on March 06, 2024, 08:50:37 AM

What's your take on this? Given the period we're in is it buy time or sell time?

For someone like me, I can't say this is sell time cause it's still very early, I'll have to accumulate and hoard as much as I can for like 10 years before I could consider selling and that's what every investor that just started hodling for about few years or a year ago should consider, we still have lots to achieve so it's definitely not sell time even though the market seems friendly currently and trending upwards.

Well for someone that's held for a decade, two decades, etc this period can be their sale time, don't get me wrong the can sale some stash to diversify to other options I mean investment options but would still continue buying at any given opportunity with the DCA.

I think those who have held bitcoin for a long time like a decade or more, Sold when we first hit the psychological milestone of $100k, though not entirely all and there are still those holding on to their stash. The answer to Dorkylick question is based on personal investment goals of individuals cos what might be sell time for Mr A might be a Buy time for Mr B depending on their goals and time of investment. I don’t think there’s any investor that will sell all of their stash It’ll normally be part.
Generally I think now is buy time considering bitcoin jus hit $100K few months ago and we’ve experienced atleast two pullbacks. Bitcoin is just gathering momentum to move up higher so I’ll consider now a buy, plus bitcoin is yet to hit it’s peak so buying now is potentially still early.

Those who hold for over a decade now are who will call the true investors of bitcoin and they have long-term holding mentality and they believe in the potential growth of bitcoin and even though the price hitting $100k was a target for many investors and not only long term hodlers but due to the how the price of bitcoin was rising made some long term investors to still hodl despite that they targeted $100k to sell part of their holdings. We are now familiar with the price hitting $100k, even though it has pull back below and still later surpass, another target selling price of some investors now is $150k to $200k which some will take profits while others who still have long term targets will also hodl.

You are just making shit up.

Sure there are some folks who target round numbers to sell off portions of their BTC, but I bet there are going to be a lot of folks regretting that they sold way the fuck too much BTC too soon if they ended up selling large portions of their BTC around $100k.

The same was true around $1k and also around $10k.

There were surely folks selling a lot of BTC around those numbers, and a decent number of them had regrets for selling way too much BTC too soon.

To the extent that you are identifying that guys who have been in bitcoin a long time might just sell certain portions of their BTC stash at certain price points, then that part is likely correct, but I would not be reading too much into the likely bullshit claims that a lot of guys are selling their BTC at and around $100k just because $100k seems like a lot blah blah blah.

I already gave some examples to argue this point, but let me more or less reiterate some variation of the example that I already made, and let's say that a guy largely accumulated his bitcoin between 2013 and 2015, and he screwed some matters up and so he had various buys that were scattered at various prices, which ultimately led him to investing around $30k over that time, and he accumulated a bit more than 100 BTC (yes this link shows that more than 100 BTC is reasonably attained between 2013 and 2015 for $30k)..

And so maybe he was in his early to mid-30s at the start of this and his income was around $70k per year, and so surely he would like to have an income of more than $100k per year, yet over the years, he might have had sold some of his bitcoin at various price points along the way.

Maybe something like this:

2017 - 10 BTC for around $14k each - $140k

2021 - 10 BTC for around $50k each - $500k.

2024 10 BTC for around $65k $650k

Either the guy still has 70 BTC, or maybe he chose to sell a bit more bitcoin?

I am not sure what the fuck he needs to sell more bitcoin at around $100k, if he had already sold around $1.3 million worth over the years. What is his rush to sell any bitcoin at $100k?

He might even consider some of his earlier sales as screw ups.

Quote from: Cryptoprincess101 on June 26, 2025, 05:35:45 PM

If you observe the market, you will know that many are hodling, there is not much selling pressure anymore and most investors have moved their bitcoins from exchanges to non-custodial wallets where it will be safe which means we should be expecting upwards movement since the market is still trying to gather force that will make the price to skyrocket.
Every investor is taking advantage of the market, as it DIPs, some investors will buy and if it skyrockets, some investors will also sell but it is not a good approach for an investor to have a trading strategy of buying at DIPs and selling at highs, the goal is to achieve a sizeable portfolio in the long term and not to practice short term trading.

This part all makes sense in terms of we should not be assuming that normies are inclined to sell a bunch of their BTC at these prices, even if they might have had sold some of their BTC at various points int he past 10-ish years.

Actually even with my above example of a guy who might have had accumulated around 100 BTC in 2013 to 2015, the guy may have also continued to accumulate more BTC between 2015 and 2025, even though sure I was willing to go along with the example that claims the guy to have done the bulk of his BTC accumulation more than 10 years ago.

Quote from: DubemIfedigbo001 on June 26, 2025, 07:06:03 PM

Quote from: Creeper0 on June 26, 2025, 04:23:22 PM

Quote from: ejikeme24 on June 26, 2025, 03:07:00 PM

I agree with you that investors who adhere to the DCA method will not be affected, while those who choose to invest a small amount may likely get affected, in terms of slowing down the accumulating process. For example, if your goal is to accumulate for about 10 years, due to high inflation, you may have to add more years before reaching your goal.

I am a bit confused by your sentence. How can we be affected by inflation while investing? From my limited knowledge, what I understand is that with inflation, your income will also increase and you will be able to buy the same amount of Bitcoin as before. For example, before inflation, your income would be 1000 fiat which is equivalent to $100. After inflation, your income would be 1500 fiat which is equivalent to $100. Here I do not see the possibility of your deposit process being slow. Due to inflation, the value of your country's fiat decreases, but the stable currency ($) remains the same. So I can clearly say that inflation cannot have any effect on your investment journey. I think your investment journey will be the same during an inflationary cycle.

Inflation does not work that way bro, in fact inflation is decrease in purchasing power of you fiat currency and even in inflation, there is no guarantee that your income increase at all from its source and you would find out that you are using more units of fiat to purchase same necessities and it can reduce the funds you invest into bitcoin if your income does not increase.

Leet us take for example: You previously invested 1000 fiat which amounted to $100 into bitcoin in your example, and after inflation possibly your currency crashed against the dollar by 20%, the 1000 fiat you previously invested into bitcoin would now be worth $80 instead of $100 and you would need an additional 200 fiat to invest your normal $100 into bitcoin. Not to mention that with inflation, your expenses budget would tend to rise as more money may be needed to attend to same expenses and this would in turn even reduce your resultant discretionary income and further cause a decline in the dollar equivalent of your normal investment amounts.

The general tendencies is that a large number of governments try to blame all kinds of factors on the changes in the cost of living and why things are going up, when the fact of the matter is that they are engaging in the production of extra money as a way to fuck people over (to steal from normies without getting their consent). . .Sure there are some folks who benefit from such system, but it does not tend to be the overall population, but instead some folks who might be close to the money printer who might be getting free money or benefitting from the free money printing that many governments (some governments are more irresponsible than others) are carrying out to get money for free that others have to work for. .and yeah of course some kinds of work do have better bargaining power as compared with other jobs, and it is not always merit based to figure out how various jobs might benefit more than others and some jobs are stuck with flat wages or maybe even just small raises that are not enough to make up for the amounts of their rising costs.