Quote from: AbuBhakar on June 27, 2025, 08:09:34 AM

Quote from: yudi09 on June 26, 2025, 08:50:43 PM

Quote from: uneng on June 24, 2025, 06:31:23 PM

Have you ever had the perception passive investments in general (stocks, real estate funds...) generate a very low profit margin?

It stays around 0,6% monthly profit, what means you need 100,000$ invested in order to generate 600$ bucks a month.

If on average I'm going to get $600 per month out of the $100,000 I have to invest, then that's not low, but it's high for me and I would certainly be willing to do it especially since this type of investment is clear and doesn't lead to fraud.

This means that with an investment capital that is less than the amount you mentioned, I can still get a very decent return for me if I add it up every month until it reaches 1 year. Usually 4 years of investment, I can estimate how much I will get.

0.6% monthly is actually high and annually that would be 7.2%. Traditional banks usually offer less than 0.5%. A monthly passive profit like that is already good.

A 600$ monthly income indeed is low but if you don't touch it and let it accumulate over time or buy an asset that increases value like gold or bitcoin then your profit will become bigger. It's a win-win situation and you secured your future since you both have a savings and an investment.

it depends on the country, though
in Brazil with the second biggest real interest after nominal inflation they're paying 15% per year (1.25% per month) but of course this comes with a price which is the strong devaluation of the currency
if you have dollars you probably don't want to convert it for reais just for this interest, there are better carry trades around