but then again It is not just about having a stable source of income but it is also about willingness to invest because some folks have the money but the willingness is not there.
And also being in control of your finances. Even when someone is fired up with the zeal to invest, and even when he eventually starts investing, if he's not able to stay in control of his finances, he'll always keep fucking up his investment.
I'm not saying one must master the act of controlling their finances before they can get started, I'm simply saying that it is a necessity, something you need to master before you can reach your long term goals.