Other than deciding the winner of this method, I do not view this as a lottery but like a way how insurance works. This salary thing must be a new thing, I am sure here in my country we do not have such practice. I feel like this can be copied to all tie 2 countries or by all mid level people or by all employees but with some modifications like 50% of salary because not every family might have other working people to support for the rest of the months.

This is the part, I started like this idea. We help one of our friend who needs lumpsum money for some need and other friends contribute and waiting for their turn. I could not figure out flaws with this system.