You can always limit your exposure to bitcoin. I don’t know your asset portfolio structure but hopefully you are not going all in on bitcoin because like you noticed, there might be some dangers ahead.
Not owning bitcoin is equally dangerous, sometimes even fatal.
Btc is a decentralized asset. If in the future somehow something happens to it, there won’t be anybody taking responsibility. Whatever you had bitcoin will be gone.
But if it keeps rising, you will also be sorry because btc is on its way to reach a million usd. It not a matter of if anymore.
My bitcoin holding is only 10% of my total investments. Having a family makes it hard to make it any more than that...
Also guys, yes, my takes are dumb! See my title under my name? "newbie"
