I understand English very well and what I pointed out was correct about Barikui write up, I think your problem is you fine it difficult to comprehend a writing.
Now you have made same mistake by trying to explain to me what Barikui was saying now let me quote your explanation "Barikui is saying to start investing in bitcoin all you need is discretionary funds" now from this statement you said all someone needs to start a Bitcoin investment is a discretionary income, and I'm saying this could mislead a newbies who have gotten a little knowledge of backup funds in Investment, when a newbie wants to start Bitcoin investment and he knows about backup funds he needs it, not just discretionary income, we don't know when an emergency will happen so you guys should stop making it look as if starting a Bitcoin investment without a backup funds at first is good, an emergency can happen at the beginning or early stage of your investment so how will you over come it without a backup funds.
Backup funds is very much important, the only reason why we say you can start building your backup funds now is because they never had the knowledge of having a Backup funds now that they now have it is good they start building it a long side there investment, now this those not mean we should push same narrative to newbies, as a newbie before you start do well to have a little backup funds and then you can decide to build it alongside your investment or you start both at same time.
Hmm… you’re still not getting the point, all you need to start is that extra little money you can afford to lose which is your discretionary fund,
You have a very poor mindset of what it takes to successfully build and sustain a Bitcoin investment. First, you should adjust this mindset of investing what you can afford to lose because such mindset will only make you afraid of even investing in Bitcoin because you cannot intentionally put your money where you will lose it. There was a reason it was recommended to invest only discretionary income because that is the money you can keep
You are right Moreno233, some set of investors still don't understand why it is said to invest only your Discretionary income, just like you have said the only reason we need to use our Discretionary income is because is money that is lift after paying of basic or essential expenses like housing, food, electricity, transportation, water etc. So this discretionary income using it to invest in Bitcoin will allow you hold for a long term because you won't need it for your basic needs.
That word
money you can afford to lose is gambling term an not Bitcoin Because if you are using only money you can afford to lose in Bitcoin you won't be aggressive in your investment and you will always fear for your investment there by making you act like a gambler towards Bitcoin.
you do not need to have an emergency fund before you can start your investment.
This is not also right because emergency fund is needed for a newbie to get started as that is the only way to protect the investment and not sell it when there is urgent needs that come up which was not planned for. You need emergency fund if you want to be serious about your Bitcoin investment because that is helpful and as important as the entire investment.
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You are right again Moreno233, some people here are using there writing to mislead newbies, as a newbie who has the knowledge of backup funds it will be better you even build your backup funds to some level before starting your Bitcoin accumulation journey or you start the two at same time and when you have reached a good level in your backup funds you stop and then continue with your Bitcoin accumulation, backup funds are very important in our accumulation journey from the starting till the end.