Quote from: nestex_one on July 03, 2025, 10:10:59 PM

Fair point. The rates are set manually so I don't know the exact logic behind it, but I expect it will regularly change and not really stop at a single point. Currently it may reduce since 20% is actually quite a bit; but maybe in future it could change directions and increase as well.

I would not look at it as a static 'number' and instead as a reflection of the NestEx ecosystem's capacity to absorb funds and assure returns on those funds.

For example earlier we could take deposits of $5000 at 20%; but we now have the capacity to accept $10,000 at 19.5% (I was told to update both MAX_DEPOSIT_LIMIT and DEPOSIT_APR_RATE)

I guess this means our fund utilization is better. Maybe? But this is my understanding of it so if you need more details I could always ask internally.

It seems that we have the same understanding about it. As you said, since deposits become more numerous and their amounts bigger, it's better to drop a bit of the percentage and make the program more sustainable. I don't know when and if this percentage will change upwards, but the sure thing is that as of now, it's more than good.

Quote from: nestex_one on July 03, 2025, 10:10:59 PM

Incidentally here are our stats - you'll notice a substantial user count increase in June (although May was a dip)
month   signups
2025-03   87
2025-04   307
2025-05   269
2025-06   977
2025-07   34

We had quite a few deposits in June so maybe this was a factor in terms of the rate changes made. I will ask for more details during the next team call, so I can explain it better.

Well, it seems that May wasn't the best month for a lot of crypto businesses. I'm sure, though, that this is something that can happen and doesn't look "bad". The drop isn't so big. As for the deposits, it's logical to change the rates if they are more than the ones that you (as a team) expected.