Quote from: Merit.s on Today at 02:39:43 PM

Quote from: Gost ms on Today at 03:49:41 AM

. But I think it is right to invest 35% to 45% of your discretionary income. Because it will not be too aggressive and not too low.

It's too low if you ask me because 50% is the half of your discretionary income and anyone who want to invest into bitcoin as a new investor should invest at least half of his discretionary income so that he can build his bitcoin portfolio in a fast pace provided that he has confidence in bitcoin. It's people who don't have confidence in bitcoin in the beginning of their bitcoin journey that can start with little amount of money and later increase it if they have built their confidence in bitcoin through their regular DCA ongoing accumulation.

even though it is true that aggressive accumulation is the easiest way of meeting your investment goal, i still don't agree with you that investing 35% to 40% is below what is actually good for newbie investor to get started with. when you are talking of long-term investment, you can't take out the need to go about it steadily. even if you can go about it slow and steady which might mean that you are not using too much per time or you are going about it much but still steady, what is important is that you are consistent with your investment and that your other needs are still met.

if you increase the allocation for your buys too much, you might end up being caught half way such that other needs might come up that the remaining 50% might not be enough to solve abnd then you have no option than selling part of your holding to solve them all. everything about your investment is about doing proper planning.

Quote from: Merit.s on Today at 02:39:43 PM

Don't also be among those that will regret in future for buying bitcoin with only $35%-$45% of your discretionary income when you can buy with $60% without any problem.

while the goal is to accumilate much bitcoin as fast as you can, it is better to also set a realistic plan that will not fail half way. the DCA helps you effectively accumilate and still attain the target you are hoping to get even without putting too much stress on your income. that i think is the best way rather than trying to invest too much and get caught up half way.