It remains problematic to increase level of aggressiveness based on BTC price movements rather than based on the persons financial situation.  There is no problem to keep some money aside for buying dips, but we also likely know that the BTC price may or may not end up dipping.. so any of us will run risks if we are holding money back for dips that might not end up happening... especially for newbies who might still be in their early stages of BTC accumulation, they are likely better off to be buying regularly, persistently, consistently, ongoingly and maybe even aggressively, rather than employing waiting strategies that might not work and that might also contribute to less accumulation of bitcoin which probably should be the goal of many folks who are early in their BTC accumulation journey.


One aspect of DCA investing is that a person can pace his level of aggressiveness within his discretionary income, so if he has something like $150 every week for his discretionary income, he can choose some amount within that weekly $150 and he can vary the amount each week.

Surely if someone is brand new to investing into bitcoin, they might consider the creation of some tentative plan for what they are going to do for the coming 3-6 months... so they might have a weekly investment amount, and they also might have some amount of money that they have already saved up or maybe they have some other investments that they are considering reallocating out of the other investments and into bitcoin. 

Let's say that a brand new person to bitcoin wants to make a tentative bitcoin investment plan for the upcoming 6 months.  He knows that he has right around $150 per week of discretionary income, and he knows that he receives 2 or 3 lump sum payments throughout the year that tend to vary between $600 and $2k, depending on circumstances.  Let's say that he plans to invest $75 into bitcoin into bitcoin every week, and depending on his cash flow he might invest up to $125 on some of the weeks.. but the base amount is going to be $75 per week.  Let's say that he had also recently received a lump sum payment of right around $2k, so he has already decided that he is going to allocate the $2k towards buying bitcoin., so within the use of that $2k he has three buying options 1) lump sum buy right away, 2) defer by DCA and 3) defer by buying on dips that might not happen.

How should he use the $2k lump sum?  DCA is not the obvious answer as you proclaimed laijsica, even though DCA is one of the three available buying options.  Each person who is in such a situation should be considering how to apply the three possible buying options to his own situation in light of his own finances and psychology.. .maybe a default position for someone who does not know what to do based on the trade offs might be to divide equally into three parts, yet even within the DCA and the buying on dips he has to consider how to further sub divide regarding how much time to spread the buys (for the DCA) and how low of a price, what increments and how much per increment (for the buying on dips).


You are likely correct that DCA is the most widely viable for a variety of circumstances, yet anyone who has a lump sum amount of money come available to him, such as $2k (and he is usually buying $75 to $125 worth of bitcoin each week), he needs to decide between his options of 1) buy right away, 2) DCA and/or 3) buy on dips.  The answer is not obviously DCA.  He may need to consider [ur=https://bitcointalk.org/index.php?topic=5376945.msg58719590#msg58719590l]his personal factors[/url] in order to assist him with figuring out how he wants to allocate such lump sum funds.


Yes..  Sure.  I have largely been proclaiming that it is up to each one of us to determine how aggressive or whimpy that we want to be within our budget, and even within an attempt to follow a more straight-forward DCA'ing approach guys are able to figure out their level of aggressiveness within such DCAing approach.

So there could be situations to compare guys who largely have similar levels of discretionary income.. let's say $200 per week.

1) a guy might choose to invest fairly aggressively and consistently at $180 per week (90%) into BTC.

2) a second guy might choose to invest fairly whimpily and consistently at $20 per week (10%) into BTC.

3) a third guy might choose to vary his investment between whimpy and aggressive , so maybe minimally he is investing $20 per week no matter what, but some weeks he might invest up to $180 into bitcoin depending on other things going on in his life.

These allocation styles are somewhat personal choices, and they may relate to other kinds of things going on in their lives.. and perhaps even how much they prioritize bitcoin over the other things going on in their lives.  Each of these guys are likely going to do better 10 years down the road as compared with the guy who did not accumulate any bitcoin.