Procrastination has made a lot of people who knew about Bitcoin early miss out on investing and accumulating Bitcoin because they were procrastinating. Anyone that wants to invest and accumulate bitcoin now but thinks that the bitcoin price is too high for him to invest in bitcoin should not worry; he can use the DCA (dollar cost averaging) to accumulate bitcoin little by little, and if he's consistent in his accumulation, before he knows what he's doing, he will accumulate a sizeable amount of bitcoin.
Procrastination is the worst thing that can ever happen to a futuristic intending investor, anyone that want roncataily be part of bitcoin investment should never accommodate procrastination, it kills dreams, it makes some individuals feel that they can always do it later when they feel is necessary not knowing that such will be the end of that plan, just as you said, I don't think there should be reason for anyone to procrastinate as soon such person is ready to invest in bitcoin investments, you mentioned a method of investment which I even believe that such method of accumulating bitcoin was introduced knowing fully well that there will be people who will want to behave this way,. that's to say everyone is good to go with the amount they can conveniently afford steadily.