Quote from: Cipherpz on Today at 02:30:01 AM

Savings and investments have a direct impact on our life journey. Our small savings and prudent investments help us achieve our desired future success. A planned savings is more important for financial security throughout life. It is essential to maintain one's current lifestyle over time and to develop one's future financially. The habit of small investments and the process of controlling expenses along with increasing one's income, patience and courage to face risks and planning according to current market demands will help one move forward on a comfortable path to get real financial results in the future.

Savings and personal investment all relies on what you brings to the table at the end of the day. If you are earning more than what you need(not want), you can do the two at once. If you are the type that rely on check at the end of the month, after your salary you can buy all you need and then spray the rest in investment and savings or keep the rest in savings and invest some when it's time but if you don't earn well, you will find it difficult to even save.

Sometimes, people earn to save but they are saving not for emergency, not for future expenditures but to buy something they need. Their current earning isn't even enough to buy the things they need at that particular time, they can't really save any amount of money not to even talk about what how they are going to make an investment. This is why at the end of the day, people live all their lives paying bills and buying the little they can afford without any investment or personal savings.