Actually, to be honest, no matter what you say about certificates and degrees. These will only help you get into a job initially. But once you get into a job, they will no longer have any importance. Then your skills will be important. Suppose you have a certificate but no skills, then nothing has happened. Because in this era, your skills are the main thing. But if you have a degree, then that is a plus point for you. Another thing is, if you learn skills nowadays, you have to learn them well, because if you are a beginner or intermediate level, then AI will replace you.