People do not know about how banks are extorting people of their hand earned money, past few week I went to purchase something at the mini super store and what I purchased didn't go through, they said declined from the POS machine so the sales personnel has to make refund from her end, and I saw when it said transaction successful but yet didn't reflects to my account. I went there the other day to complained to the sales personnel and she said I should go to my bank to make complaint over there, I had to look at the stress of going to bank with the amount in question I just have leave everything with the hope it would surely reflects to my account. Up till date I haven't seen it reflected to my account, this is to say that banks aren't worthy to be trusted and since I don't usually make transfer that way or even rely on banks, instead I would have to make withdrawal of cash and then go purchase what I want to.
I completely understand why you had to forfeit the money because sometimes when you calculate the transport and the stress
you'll have to go through at the bank, it's not worth it. This is how fucked up the traditional banking system is, with many challenges. With our government gradually changing its stance on crypto, I hope global crypto payment giants like Stripe, Square, etc, could come and invest in
the countryNigeria. So we could be able to have a crypto payment option in some of our big supermarkets and superstores.