I agree that bitcoin is for everyone and anyone, yet there is a need for a discretionary income or an ability to grow a discretionary income in the cases that a person does not already have a discretionary income.
These matters of income inequality are not easy to overcome for some folks it is more challenging than others, and surely the poor people have to have fewer mistakes and to be more organized than the more well-off people, and so I am not going to proclaim that all poor people are responsible for their own situation, even though there could be some avenues for some of them to grow out of their predicament.
You may well be correct that some poor people are very irresponsible with their money and they have bad habits and bad money habits, which may well be true, and the direction out of their own bad habits and bad mindset is also not necessarily clear since even a poor person who is truly inclined towards the employment of good habits might not always know how to attack their various problems in such a way that will help them to rise into a higher income and/or social status, which will help them to get higher income or even to be in circles of folks with better information, and surely in a forum like this there are possibilities to be exposed to better information, yet there still are needs for people to learn from the information and act upon the information in a way that makes sense to themselves and their own circumstances, even if they might still need to unlearn some bad habits that they don't realize that they need to unlearn.
I dont disagree that discretionary income is the starting point for an investor who is planning to have the most suitable accumulation plan. Most people get it wrong when it comes to accumulating. Its not really about wanting to buy bitcoin its all about being able to buy with the money we earn monthly or whichever way. No excuse to anyone who dont want to start accumulating especially if they are members of the forum. I have read from some members how they managed to stack $10/weekly into their portfolio, and they have been doing it for a very long time now. Yet, there are many loudmouths who will only start discussing about the price and how they wished they bought only when the price started to going up.
The truth is, whether we are rich or poor, most persons are not being honest with themselves on what should come first in their life. I call it misplaced priorities. They lament they cant buy bitcoin but yet they can afford drinks, netlfix, mariujuana and yeah, I am not about what they do with their discretionary income. All am concerned about is that, if they are sincere they want to hold bitcoin they need to know what comes first.
Sure there are people like that, but who fucking cares? There are also people who have to work quite hard to even be able to have some discretionary income, and yeah, there could be areas where they waste money or maybe they can figure out ways to earn more money, but at the same time, they are workign with what they have, and there are likely a lot of circumstances in which guys are having quite difficulties to consistently come up with some weekly amount of bitcoin that they can buy, and yeah, youa re right that there are certain kinds of consumption goods that seem like recreation that might be able to be cut, but it also can be difficult to know with any exactness about the conditions of others, and each of us has to figure out our own particulars including if we are investing into bitcoin for a while, might there be some areas in which we can improve what we are doing in terms of how much we are putting into bitcoin and how well we might be dealing with our cashflow management systems.
How about you, Solodoski, you have been registered on the forum for nearly 1.5 years, have you been accumulating bitcoin and shoring up your cashflow management systems/practices in the past 1.5 years?
You know what What you’ve said I share your thoughts you’re right , first of all before we start thinking about starting an investment in bitcoin it is always wise to consider availability of discretionary funds because that is where we’re required to invest and accumulate Bitcoin, just like us who are newbies and pleb who starting our investment it’s very necessary to also consider our financial situation, because sometimes we might be accumulating with a survival plan, because you might find out that there are people who are struggling to get by with the little they’re earning but still find themselves investing and accumulating bitcoin, because they have the mindset of never giving up on the project of building a Bitcoin portfolio, while you will also learn that there are folks and guys who are investing in Bitcoin that are investing in Bitcoin and would say they are struggling to keep up with there level of steady accumulation which they say they find it difficult to buy and accumulate bitcoin because of bad financial management which they can’t do without some certain lifestyle, that is where this people have misplaced priorities in life, because there are individuals who are ready to adjust to life just because they want to accumulate bitcoin to enable them accumulate more bitcoin, and you find another fellow who have a good amount of discretionary money to buy bitcoin but they can’t adjust to their lifestyle to enable them buy more bitcoin, that is allowed to be called people who doesn’t have buying Bitcoin as a priority. Everyone have there own decisions to make in terms of personal decisions that will help them accumulate Bitcoin, and they also have there priorities in life.
But for an individual that have accumulating more Bitcoin as a priority in life should be able to adjust to lifestyle and also financial management that will be able to help and accumulate more Bitcoin and doing it consistently. I will admit it that at certain times during my short time of accumulating I’ve had some ups and downs when it come to financial management and trying to adjust to lifestyle and save up more discretionary income to enable me accumulate more Bitcoin, tried reducing amount that goes to cigarettes and alcohol and clubbing , instead of buying some expensive cloths why don’t I go for some that has a reduced price tag and save more money for discretionary funds to help accumulate mor, I think that is a financial management that have help accumulate more and doing it consistently.