What about it? XRP is a centralized shitcoin run by a company. It is not even in the same asset class as Bitcoin. How could it be? It probably should not even be considered a cryptocurrency, but simply digital money issued by a corporation.
What it offers is technology that bridges transactions. XRP is still crypto, but its system is centralized. If you say Ripple isn't crypto, I agree, because it's just a company. But regarding XRP, the answer is different.
XRP is still a centralized currency, BNB is one too, controlled by Binance, but at least you trust BNB, why? Because Binance is a huge company making billions, whereas Ripple is only as profitable as XRP goes up, nothing more, and they can print however much they want, to enrich themselves even more, or increase their networth for sneaky reasons.