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Quote from: yixichloro2xx on Today at 06:49:38 AM

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Quote from: Merit.s on July 19, 2025, 04:00:22 PM

Quote from: Gost ms on July 19, 2025, 04:12:23 AM

Not everyone's income is the same. There are many people who work as daily wage earners. For example, after working all day, they are given a certain amount of money as salary, they can continue to buy continuously by adopting the DCA method every day. This will not be bad at all. Because all the people who work as daily wage earners cannot accumulate or save much money. Because they have daily income and they spend almost the entire amount of money from it, so if they want to buy daily by adopting the DCA method, then it is not a bad idea at all.

I don't like the idea of purchasing bitcoin daily, especially when the person is not rich. Only a rich investor can buy bitcoin daily based on his cash inflow is large daily. Like the person that you mentioned in your post above should not buy bitcoin daily because his discretionary income will be very little since you said when he gets paid, he spends almost the entire money to take care of his daily needs.

It's better that such a person should pile up his little discretionary income for one week and buy bitcoin weekly. This will save him from the stress of buying everyday. If it's someone that lacks discipline on keep money for long, he can give the money to someone he trusts to keep it for him till the week comes to an end.

To invest in any business or any other platform, you must have a good amount of money. And managing that amount of money is easy for the rich but difficult for the middle class and very difficult for the lower class. And it is a time-consuming matter. Many may be scared by the price of Bitcoin, but in the case of investing in Bitcoin, if you only have the desire to invest, it is possible to go a long way.

A daily wage earner can arrange another income in any way. He can live his daily life with his previous income and keep the next income as savings. And it does not take much time. A daily wage earner can buy Bitcoin once a week instead of buying Bitcoin every day. He will not feel any pressure in it.

That is, Bitcoin does not guarantee investment only for the upper class, Bitcoin guarantees investment for people of any class or profession.

Exactly, Bitcoin isn’t reserved for the rich it is a tool for anyone willing to be disciplined. You don’t need to buy a whole coin.... even small, consistent amounts over time can build real wealth. A daily wage earner doesn’t have to break the bank. Saving a little weekly and stacking sats regularly is a strategy that works, especially if done with patience and long term vision. Bitcoin respects consistency, not class.......

yixichloro2xx you are right, Bitcoin is not meant for the rich only is meant for everyone however you need to be well disciplined and patient in other to participate or be an investor.
Just like I said is not meant for the rich only but for everyone however you need to have money in other to invest in Bitcoin because they use money to buy Bitcoin and the money you can or should use to buy and then hold is your discretionary income so meaning you may be working and receiving salary but if your salary don't leave you with a discretionary income after your expenses then you can't invest in Bitcoin.
The reason why you can't invest in Bitcoin if you don't have a discretionary income is because the money you need to use to invest in Bitcoin is money you won't be needing for a very long time let say 5 to 10 years, and since discretionary income is the money left over after you’ve paid for your taxes and basic living expenses like food, housing, and transportation. It’s what you can spend on non-essential items, save or use for investment. That is why discretionary income is good and the best to be used to accumulate Bitcoin.

You are absolutely right, and I appreciate the clarity you brought in.

Bitcoin is truly a financial revolution that welcomes everyone ,not just the wealthy. But participating wisely requires two things, discipline and patience. As you rightly pointed out, the ideal funds for Bitcoin investment come from discretionary income,money that remains after covering all essential living expenses like rent, food, and transport.

Too often, people think earning a salary automatically qualifies them to invest. But without surplus income, you're not truly in a position to hold Bitcoin long term without feeling the pressure to sell. Bitcoin rewards those who are able to stay consistent and unshaken for 5–10 years or more, and that’s only possible if you are not risking your essential needs.

Accumulating Bitcoin through your discretionary income is not only safer but also allows you to build wealth steadily without stress. It's not about how much you invest, but how sustainably you can do it over time.