Quote from: bangjoe on Today at 02:17:17 PM

Quote from: summonerrk on Today at 01:02:03 PM

In general, two more categories need to be added to the proposed system, which would make everything very harmonious:

6) Helping loved ones. Often, even if we manage to earn a lot of money, our loved ones are not given the same, so they need help.

7) It is necessary to allocate money for self-education. I mean some courses and books. This will allow you to track prospects and have a broader outlook. Thus, every person, when he lives within these seven categories, will be a developed, calm person with prospects.

For Number 6 that you added I think it is more appropriate with the phrase unexpected funds, this is different from expenses that can be backed up with emergency funds, the calculation of unexpected funds is like sharing or charity or whatever it is that can come suddenly with a relatively small amount.

While the emergency fund is projected for survival size in a few months, so this is not the same and should be added.

For number 7 I agree, even though we are no longer in an educational institution does not mean we do not need to learn, continue to upgrade ourselves to become a much better person than yesterday.

I think 6 and 7 are good additions to the list
it's always good to help the family if you don't expect anything in return and self-actualization is a must, even though we aren't in schools anymore we need to keep studying and learning otherwise what is the point? learning is one of my biggest motivations in life. experiencing things I haven't experienced before.