Quote from: l3pox on July 21, 2025, 03:28:35 PM

Quote from: Questat on July 18, 2025, 07:52:14 PM

Quote from: l3pox on July 18, 2025, 06:01:28 PM

Quote from: Macro Exchange on July 16, 2025, 02:11:33 PM

Housing prices keep rising, but wages haven’t kept up. For many young people, owning a home is no longer a realistic goal - it’s becoming a luxury.

What used to be a natural part of adult life has turned into a debt trap or simply a fantasy. More and more young people are realizing that buying property under current conditions makes little financial sense.

We're witnessing a shift: instead of saving for a home, people are turning to alternative assets, remote lifestyles, or simply accepting long-term renting.

Is this the beginning of a structural economic change - or just another bubble waiting to pop? Huh

if you had to choose only one
would you rather have a house or a safe investment that pays your rent in full each month and you still have an extra to spend or save the way you want?

truth is houses are expensive nowadays, they're not the best investment
probably better to have the money invested and live out of the interest that put it all on a house
even though renting has its pros and cons it ends up being cheap and you can choose what to do and where to go

Yes, houses are probably not the best investment so far since it’s not making any passive income either. But surely no one would want to rent forever, especially if you are already building your own family. The time will come that you will desperately need a home of your own, a shelter for your family’s safety. And that will only be possible if you finally build your own house, after all the investments’ profits that you have been benefiting from the moment you start investing on the right asset.

yes, maybe you are right, I don't have children yet so for now I don't mind that much owning real state but at some point things may be different
I don't discard the idea of renting longterm even with the means to buy simply because the investment will be better
it's not so hard to find a good place to rent too if you have the means to pay for the rent
in my area even in the times it is hard you can find a good place in a couple of months and move

As long you do have the money or budget then seeking out those places would never been a problem as long you can find out those rentals then you would be able to place yourself as long it would be that relevant whether you are working that near into that location then it would be just that common sense that you would be trying out to look into those locations on which you can rent out and be just that near into that on which it would be giving out that less hassle plus that cost effective in terms of expenses. Its true that when it comes to the prices that we do have now with those houses and properties then it is just that too expensive. On the moment that you've been that trying out to deal with it via means on investment then it would be a good approach but since not all would be having the money or capital that they can be able to deal up with then majority will be that prioritizing on acquiring their own home and dealing up with those long term mortgages. Housing could neither be having those choices or options that we do have currently and if you are eyeing for making money then you would be having that different approach.

Speaking about being cheap then i would say that renting would be the best option in comparing when you do have some monthly mortgage. The best thing about on having that option is that you can move in and move out anytime you do want without minding about your priority or what and its much cheaper rather than on paying up those monthly amort. Some people do prefer on having their own house on which actually this is I do like but it would that become situational because it would be that basing up into your financial capabilities whether you can be able to sustain. The good thing is on having your own property is that you can have options on whether you would be trying to make out some rent with that and make some passive income or you wouldnt be having any problems on paying up rent forever? It all matters about into your own approach and plans in life because each person does have that different priorities and plans ahead on which it could differ to each other. This is why we cant be able to blame them out if they have been able to reach out that option or not.