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Quote from: Solokan on July 20, 2025, 01:13:47 PM

money to buy BTC.

You can invest your entire discretionary income if you want. But it would be better for an investor to invest 25% of his discretionary income. If a person uses 25% of his discretionary income, then he can build an emergency fund with the remaining 75% and if the emergency fund is ready, then he can keep that money with him and when he sees a decline in the market, he can buy aggressively.

I think that with time an investor does everything. Maybe a new person may not do this, he may not be aware of this. But a person who has been investing for some time may set aside money to buy aggressively. Because he knows how to use the decline.

Older investors often don't take advantage of price drops if they want to buy Bitcoin more aggressively, although they don't dismiss them as a good opportunity for those who haven't been afraid to buy without the market dropping. And such investors are usually not afraid to use half of their income to buy Bitcoin because they can still manage their lives with the remaining half. Therefore, this will never be the same for one person as the mentality and courage to buy assets like Bitcoin always differ from person to person.

Furthermore, there are differences in income levels among individuals, and this can influence how they use their money to buy Bitcoin more aggressively on a regular basis and less focused on price declines in the market. So, I'm not at all surprised to see investors who invest half their income in Bitcoin every week . Even though they are still concerned about their own livelihood and emergencies, their courage in regularly investing half their income every week is truly admirable.

It's your discretionary income that you are to use to invest in bitcoin and not your income, because if you use half of your income to invest, what if you are unable to meet up with your basic needs and monthly expenses. It means that you have to sell back the bitcoin that you bought which you can run at loss when selling.

After receiving income and have deducted the money for your monthly expenses and basic needs, the leftover is what you can use part of it to invest in bitcoin through DCA for regular weekly purchases. However, nobody is in the position to tell anyone how much of his discretionary income that he should use to invest in bitcoin. We all know our own financial situation playing around us and our different decisions and target in our long-term bitcoin accumulation journey, therefore, we are in the right position to choose how much from our discretionary income that will can use to invest in bitcoin to keep our accumulation ongoing for 4-10 years and above.

The most important thing is that you shouldn't use an amount that will make you sell your bitcoin before your own time or something that will make use regret in the future for the wrong actions taken.

a lot of people still don't understand that the money that they are suppose to invest in bitcoin is their discretionary income, the left over money after they must have settle their basic needs and expenses either for the week or for month. Any investor that fails to invest only his or her discretionary income is investing wrongly, which things many not end well for the investor. Immediately your income comes in the first thing you are suppose to do is to settle your basic needs and expenses, then after that the left over money is the you will use to invest in bitcoin, and from the same left over money you allocate money to your emergency fund and backup fund.

Therefore, it is generally advised for newbies who are still struggling to invest only money that remains after paying for necessities because, based on my observations, some novice investors truly have the wrong mindset. They should make sure they take care of their basic needs and expenses before investing in Bitcoin because this can lead to unclear misunderstandings after the investment has been made. In actuality, they could have misjudged the window of opportunity to recoup the gains, which might have been too short. To avoid such blunders, it is therefore important to acquire a fundamental understanding prior to investing in Bitcoin.

One of the basic thing someone have to learn before going into Bitcoin investment is knowing which money or funds should be use for investment and how to set aside that funds because it will be very unreasonable for someone to be investing zigzag without splitting his funds into different section. The Idea of splitting this funds is that one will not touch money that is meant for other things and it will also help an invest know how much they actually have in their funds at every point in time. Any newbie that has a wrong mindset is already leading him or herself into depression, panicking and loss because Bitcoin investment is not a playing ground.

For me, investing in BTC is the best thing we can do, but above all, we must understand our financial situation, We can't invest everything in BTC at once, as our entire life could spiral out of control.

Investing in BTC through the DCA method is the best option, Don't buy daily, because it doesn't make sense either, I would say that wealthier individuals can invest daily or buy BTC every 3 to 5 days, To maintain better control over sustained purchases, this can be done weekly or every two weeks if the person has a salary where they are paid every fifteenth and the last day of the month.

The most famous people are saying to buy BTC, Robert Kiyosaki is waiting for the price drop in gold, silver, and BTC, He knows very well that the best investment is BTC and that he wants to buy it at a cheaper price, He specifically said to buy BTC, even in small quantities So, these people, with a track record and influence, who say that, don't mind listening to them using the DCA method.

I personally sometimes prefer to skip going to the movies or buying a pizza to buy BTC I know that little bit of money makes a difference.