Similar topics may already exists but I'm creating this topic anyway to warn everyone, especially the newbies that NEVER trust anyone from Telegram even if it's your own brother, mother or father.
This is what I do now too. I’m always skeptical when someone asks for money. It’s not just on Telegram even on big platforms like Facebook, accounts can get hacked and you might end up talking to a scammer without knowing it. I had a friend who became a victim of that, so I’ve been extra careful ever since.
If it’s about money, don’t just chat. Call to confirm, better safe than sorry.
Personally, I've had Telegram hacked more often than WhatsApp or MiChat. Many of my phone contacts have suddenly contacted me via Telegram, claiming they need money. They often ask for small amounts, like $5 or $10, which makes people more likely to give them.
Luckily, Telegram isn't very popular in my country, so most people don't pay much attention to Telegram messages. I wonder if it's because you can create a Telegram account with just a username, which allows scammers to impersonate others to make money?