Quote from: hafiztalha on July 22, 2025, 10:45:29 PM

Quote from: mumang siat on July 12, 2025, 09:26:59 AM

Quote from: Etranger on July 03, 2025, 11:00:26 AM

That sounds good and reasonable in theory, but in reality, people’s expenses almost always either match their income or significantly exceed it. Otherwise, the entire credit system—with all its branches like mortgages, installment plans, and so on—simply wouldn’t exist. In fact, the economy functions best when the state provides an adequate credit system with low interest rates. As a result, people get used to this and don’t understand why they should deprive themselves of what they want. That’s why they can’t reach the kind of financial situation you’re describing.

Maximizing income and minimizing expenses is a technique that must be applied in managing your finances. However, considering the increasingly drastic economic decline and low incomes of each individual, it makes them increasingly difficult to manage them. This is also caused by factors such as needs and expenses that are increasing daily. It is appropriate that the existence of credit facilities that can at least be operated by each user properly is a relatively good effort to get out of this bad situation. But at least we must find the right business opportunity to run it, because this is also closely related to each person's financial management.

Investment is more important than saving. There are lot of people who are doing investment for the sake of double your money. People always try to make more money and they have limited resources or they are actively earning from their jobs . Job are good when your financial condition is not good and when you have good financial condition then you should go for the business. Small businesses are generating money and this money will be use for the basic needs which are required to live life easily. People are doing investments in property and most of the people are buying living room and they are thinking that is best investment and it will give Advan in the society.Most people are best in learning and they have good degrees which can help them to establish business.

But not all would be having that confidence that they would be taking up that investment path on which they would rather be trying out to make up some decisions on saving up instead on trying out to make some dealing up with it specially if they dont have the idea on what they've been that dealing into. Saving wont be that enough and if you arent that good when it comes into this aspect then you would definitely be that having a hard time specially whenever that emergency that do happens. We are talking about into its real usage or purpose on the first place but since there are other options as well like you can make use of these amounts for investment and business then you would definitely be that needing to have some savings too on which this isnt talks about on having with these purpose but other those other means as well. Savings is hard when yo uare just that an another average wage earner and you've been that trying out to deal up with something or having tons of responsibilities then you would definitely be having that huge challenge on making up some savings since you dont have the idea or having that easy way on taking up some savings just because of those priorities and theres nothing we can do about it.