And before he invests or along with investing, he will create an emergency fund and reserve fund so that even if his regular income stops in the future, he can continue to spend and along with that he can continue to invest in Bitcoin
It's better to set up and emergency funds the moment that you have started your bitcoin investment, if you don't have anyone on ground before you plan to start your bitcoin investment. If you want to set it up before start your bitcoin investment, you will be wasting time and missing out the opportunity in the market as a no coiner.
If your income stops in future as you are accumulating bitcoin, it's impossible for you to continue your bitcoin accumulation, so that it doesn't eat up your emergency funds and reserve funds faster before you get a new source of since. Since you don't have an income, you will not have a discretionary income at that moment and anyone without a discretionary income shouldn't accumulate bitcoin with money for his basic needs.
Your reserve funds and your emergency funds will be used to take care of your basic needs and monthly expenses so that you don't sell your bitcoin, while your bitcoin investment stays on hodli. If you go and continue to accumulate bitcoin and your emergency funds and reserve funds dries up and you still don't have a means of income, you will be forced to sell part of your bitcoin investment because you didn't manage your emergency funds properly.
It's good that we avoid any practice that will make us sell part of our bitcoin when it's not of our own will so that our bitcoin portfolio will only keep on increasing in size
. When you have gotten a means of income, you can refill your emergency funds and continue with your bitcoin provided you have a discretionary income.