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Quote from: henry1111 on August 03, 2025, 07:18:00 PM

Is there any topic specific to DCA?
thanks

You need to know first what is DCA? By DCA we usually mean Dollar Cost Averaging. It is an effective method for investment. Dollar Cost Averaging can basically be used by all types of investors. That is, if you invest following this method, you do not need to invest a large amount of money at once, rather the main purpose of this method is to invest gradually and consistently. Suppose you are earning $300 every month, after deducting all expenses from this $300, you will have a part of the amount left so that you can invest every month or every week and that should be done consistently. This is basically the DCA investment strategy. By following the DCA investment strategy, a rich person is currently able to maintain the continuity of investment, just as a low-income person is also able to maintain this continuity of investment, which is why this investment strategy is known as an effective investment strategy.

Not sure there's any other thread that specifically discuses about DCA method like this perticular thread that centers on DCA strategy to buy and hodl Bitcoin. The word DCA is more consistently used in this forum on this perticular thread and the 'buy buy buy or sell sell sell?' thread. DCA is basically where our discussions in the two threads are centered on because they're about a strategy of consistency in buying periodically on the long term. Inorder to achieve a goal of buying into the future and staying focused especially for income earners who wants to be buying weekly or monthly from their discretionary funds DCA is their best option.

For those who have discretionary income and want to buy weekly or monthly, the method is definitely the best option. When someone continues to invest from discretionary income, it does not create a problem in their daily life expenses and helps them to continue investing regularly. At the same time, it maintains the continuity of investment. It is difficult to predict the market fluctuations of Bitcoin, in this case, those who make a large one-time investment are at risk of big losses during the market period. But by investing in the DCA method, you can protect yourself from the effects of market fluctuations.

Yeah, honestly DCA is the move for anyone with steady discretionary income. It lets you build your stack without messing up your daily expenses, and you stay consistent without stressing over price swings. That alone makes it a solid long term strategy.

Trying to time the market with big one time buys might backfire… But with DCA, you smooth out those highs and lows over time, which protects you from catching a bad dip all at once.…

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So to this end, it's more advisable to focus on the amount you intend to invest and the period of time you intend to invest such amount (probably 10 years or more) instead of focusing on the amount of bitcoin you wish to acquire which could expose you to investing beyond your capacity when the time frame seems too short to achieve same. What matters more is accumulating continuous and seeing bitcoin rise to where it belongs. Whichever way, you still stand a chance to make profits at them end.

I don't agree to this your theorem sir, the main reason for having an accumulation target is to have a benchmark you wish you achieve in your involvement into Bitcoin and your holding period which is a period you estimate to have reached such target or even exceeded it_{and should be a long-term holding period for more profits.} You motivate yourself continuously with the target you've set for yourself to achieve in your investment into Bitcoin as you follow up your accumulation journey constantly reminding yourself that there's no need to stop until you get there.

This would help you work smarter to be able to increase your income or manage your cashflow better in order to increase your aggressiveness without overdoing it and try reaching that target sooner before the termination of your holding period.

The main problem here is that some investors set unachievable goals, like setting out to achieve 5 BTC in 10 years, while having a discretionary income of $1000 monthly. Setting an achievable target would help motivate you to keep up since it's achievable within your income level and you would even strive to increase your income in order to beat your target time and reach over accumulation stage still within your holding period.

It is problematic when folks set unachievable goals, and it tends to be better to set goals within your reach that might even be more concrete in shorter periods such as what are you going to do for the next 3-9 months in regards to your bitcoin accumulation, and where do you expect to be in 1 year, 3 years, 5 years, 8 years, 10 years etc.. The further out the projections (goals) would be more vague and you might even have base case, worse case and best case scenarios that may also project into the future... and a best case scenario for a guy to reach 5 BTC in 10 years with his current income level would have to include ways of figuring out how to increase income.. and/or other ways of earning bitcoin (which is a similar thing). and sometimes the best case scenarios are so much detached from reality that they are something like fantasy scenarios, which might not be very productive, yet they might not hurt anything as long as they are coupled with more realistic and more likely scenarios..

Yu kw, this is something I wish more people would actually think through. People set wild goals like “I wanna hit 5 BTC in 5 years” without checking if it even makes sense for their current reality. Like, bro, you’re barely making enough to cover rent, how are you stacking that kind of coin unless you switch something up?

The problem with those long term, dreamy ass goals is they’re often too far removed from your current situation. Sure, it’s cool to visualize success, but if you’re not building a plan to actually increase income, or find ways to earn in Bitcoin or free up fiat, then it is just wishful thinking. No offense, but wishing ain’t a strategy.

That is why it is better to focus short term first, like what can you realistically do in the next 3, 6, 9 months? Even if it is just stacking small, it builds that momentum…

Then yeah, dream big too, but back it with something solid. Make your best case, worst case, and base case and accept that the best case might not even happen. And that’s cool. What matters is you are making some progress.

Trying to skip the grind and just daydream your way to 5 BTC is how people stay broke watching Bitcoin and doing nothing…