Quote from: Pi-network314159 on Today at 07:00:47 PM

Quote from: JayJuanGee on Today at 04:37:33 PM

Quote from: kanftka on August 05, 2025, 03:01:55 PM

And the crazy part? DCA works even when you don’t time the bottom… Like, you could literally buy while Bitcoin is dropping, and as long as you stay consistent over time, you still be profitable off it… That’s what people don’t get. You’re playing the long game, and the long game always wins in Bitcoin investment...

Most of the OGs you see sitting on bags of Bitcoin did not trade their way there, they just kept buying regularly, ignored the noise, and waited. Simple as that….

The crazy part if we are buying bitcoin for 4-10 years and even longer, we could end up buying at the top and at the ATH several times and still end up in profits over the long term with each of the purchases and/or with the overall average purchases, and we have no way to know if we are buying at the top, so we should not be thinking about those kinds of matters if we keep on accumulating bitcoin on a regular basis, as you mentioned.

You are right sir, buying Bitcoin 4-10year or 3 circles, we may end up buying Bitcoin at the top (ATH) but as far as Bitcoin is concerned we can't assume any price to be the top now since Bitcoin growth is continuesly going higher and higher. There was a time we thought $1 was The top price ATH, there was a time $10 was the top ATH. Another one $100, $1k , $10k and $124k. Looking at the starting price of Bitcoin till date shows a great significant move that has taken place and we will see more ATH. Even if we continue to buy continuously till Bitcoin hit $250k ATH, there is still nothing to lose because Bitcoin price will not end at $250k but will surely hit $1m some day regardless of the time. We should just prioritize buying Bitcoin without thinking if we bought high or low because history has proven that wether buying high or low it will still be profitable in the long run.

It's not like bitcoin price has a limit bar where it terminates it's upwards movement and this is the beauty of bitcoin investment. If anyone buys bitcoin for 10 years without selling, he must have crossed series of ATH during which he must have also acquired a percentage of his cumulative bitcoin stash which does not amount to loss at the end. This is also the secret that many people don't tend to understand very well, they believe that bitcoin might have a continuous negative downfall in price after reaching their imaginary peak. Most times it's a fear factor and panic mindset which only lures them to loose their chances more and more. If we analyse the percentage increase between the $109k ATH and $124k, it's nearly 15 percent which happened in less than a year. Assuming you didn't acquire during the market correction up to the $74k, you would still stand a chance to make profits. Understanding that there's no much loss in long-term holding of bitcoin is a good step to getting over the panic mentally.

Quote from: Derekfunds on Today at 07:40:26 PM

Quote from: Y3shot on Today at 09:27:51 AM

Quote from: Derekfunds on August 06, 2025, 09:40:44 PM

It is true that sometimes challenges can surpass what is in our emergency and that is why we should make our emergency funds to be strong and big just as our portfolio. I believe a wise investor will device a means when something of this nature happens and they will handle it in such a way that it won't really show or affect there portfolio. But the truth is sometimes this kind of scenario doesn't happen just like that I mean it is always rare and before situation like this would happen a good investor ought to have set up things because as you are investing as an investor you are also calculating how to handle or approach a situation if something went wrong.

I don't agree with you. If we focus more on how to make the emergency fund to be more than the investment it means you underate the outcome of an investment. One thing you need to know is that you can't solve all your problems even if you have all the money in this life. Emergency fund is very vital for every investors and you can't really tell when you will be in a problem that requires quick solution. Take your investment very serious and also have some money for emergency, atleast it can help one to have some relief when money is need to settle some challenge.

Making your emergency funds to be strong doesn't mean one is underrating his investment outcome because emergency funds is a necessity when it comes to anything investment it is what sustain an investment aside the management skills and how discipline someone is so don't get me wrong. Take for example, when pressure of a fluid in a pipe is too much or is excess to the point that the pipe can not withstand the pressure, there is always a relief valve which help the pipe to maintain it state by allowing the passage of fluid, that is what emergency funds does in our investment, whenever there is an emergency the emergency funds is always there to kill or handle the situation and so a case where your emergency funds is not strong enough to handle this situation, you will have no other choice than to dip hand in your investment.

The first stage of planning a sustainable bitcoin investment is by planning a good emergency funds and back up funds first. This is the cushion to whatever plan you have about your bitcoin. When you do not have a strong backup plan, any slight unforeseen circumstances would sweep away your bitcoin stash. This is very simple because no one wants to watch bad things happen without trying to salvage the situation but selling off bitcoin or any other forms of investment to offset the bills. As an investor, considering your emergency funds accumulation ratio is very important and necessary at all time. Your consistency is not only in your DCA approach, but also your emergency funds accumulation simultaneously.