Quote from: Futurexxx on Today at 08:49:23 AM

Quote from: Cossyblack on Today at 06:08:16 AM

Quote from: Derekfunds on August 10, 2025, 05:51:28 PM

You guys seems to be confused and you almost confused me too. There is no difference between discretionary funds and discretionary income rather it is just a misplacement of word in other words they are both same thing so saying discretionary funds is used for hanging out with friends and the rest is wrong not true because they are same thing just that people put discretionary funds in place of discretionary income or they mistake discretionary income to discretionary funds because generally there is nothing like discretionary funds so don't get it twisted people are referring to same thing.

Please don't be confused because the words "Funds" and 'Income " have separate definitions and meaning but if you doubt me you can go through your dictionary and you will see their. However I think this shouldn't call for an arguments since SirJay juanGee have already simplify both terms for our own understanding especially since our major discussion here is Bitcoin. Perhaps what JayJuanGee said and I also agreed to it was that your discretional funds is that extra cash that is left after settling your personal expenses while a discretional income is your regular flow that comes weekly or monthly that is needed to accelerate your bitcoin accumulation consistently. I think you should follow what JayJuanGee has already taught in relation to discretional income and discretional funds for your own good and also for the sake of newbies so that they don't get confused too

Are we still here? I think that we have past this, sir jayjuangee has address this already that discretionary funds and discretionary income are technically the same thing, because what's needed to invest in Bitcoin is a discretionary funds, money left after all basic needs have been met, but for consistency of your Bitcoin accumulation, constant discretionary funds needs to come in, and it's because of that most folks here start calling it discretionary income, but the ideal word should have been discretionary funds.
We are all here to learn, so if we take our time to read through without being in a hurry, we are going to learn fast.

You know sometimes I ask some people who participate in this discussion are actually here to learn or just to state their POV, recycle what others are saying, argue amidst and just leave without actually taking away any knowledge to apply in their financial life, because it appears that's what some people are doing here. I see no reason why this should be repeated over and over again, and they still end up arguing without fact and still repeating the same mistakes and misconceptions. I think this is just about the second time Sir JJG is vividly giving an explanation on what discretionary fund and discretionary income is, and the fact that some people still don't understand or get it, implies that they're really not following up this discussion or carefully reading through every posts, and it's honestly starting to get annoying. Because why would someone still say discretionary income is a regular flow that comes weekly or monthly, that is needed to accelerate your Bitcoin investment for your own good I mean what does that even mean?