Firstly, discretionary funds and discretionary income is the same thing.  Secondly, emergency funds is classified as back up funds. We have two backup funds which are emergency funds and backup funds. The emergency funds is the backupreserve funds to your bitcoin investment and shouldn't be tampered with until you are hit will a real life emergency after you have exhuastedexhausted your reserve funds and the problem is not yet solves. Reserve funds is more flexible than emergency funds because you can use it freely for some other purpose, like buying at the dip, fixing of your car and more.

However, your discretionary income should be split up into two part in the beginning of your bitcoin investment if you don't have any emergency funds on ground before starting your bitcoin investment. One part will be for your weekly DCA and the other part to set up your emergency funds of at least three months of your monthly income. Building your bitcoin investment simultanuouslysimultaneously with your emergency funds is the best and when your emergency funds is up to three months, you can channel that money for your emergency funds and build your reserve funds. If you have finished building your reserve funds, you can channel the money into your bitcoin investment and DCA aggressively.

If you want to use your discretionary income to invest in bitcoin, build your emergency funds and reserve funds at the same time, you will be piling up too much fiat with a little bitcoin and that wouldn't help the growth of your bitcoin investment because for a new investor to be investing in bitcoin and at the same time building up his emergency funds will take him up to 1-2 years. Talk more, of when he is also building a reserve funds too some the same discretionary income.

Firstly, discretionary funds and discretionary income is the same thing.  Secondly, emergency funds is classified as back up funds. We have two backup funds which are emergency funds and backup funds. The emergency funds is the backup funds to your bitcoin investment and shouldn't be tampered with until you are hit will a real life emergency after you have exhuasted your reserve funds and the problem is not yet solves. Reserve funds is more flexible than emergency funds because you can use it freely for some other purpose, like buying at the dip, fixing of your car and more.

However, your discretionary income should be split up into two part in the beginning of your bitcoin investment if you don't have any emergency funds on ground before starting your bitcoin investment. One part will be for your weekly DCA and the other part to set up your emergency funds of at least three months of your monthly income. Building your bitcoin investment simultanuously with your emergency funds is the best and when your emergency funds is up to three months, you can channel that money for your emergency funds and build your reserve funds. If you have finished building your reserve funds, you can channel the money into your bitcoin investment and DCA aggressively.

If you want to use your discretionary income to invest in bitcoin, build your emergency funds and reserve funds at the same time, you will be piling up too much fiat with a little bitcoin and that wouldn't help the growth of your bitcoin investment because for a new investor to be investing in bitcoin and at the same time building up his emergency funds will take him up to 1-2 years. Talk more, of when he is also building a reserve funds too some the same discretionary income.