Quote from: Barikui1 on Today at 08:17:43 AM

Quote from: laijsica on Today at 06:25:54 AM

Quote from: JayJuanGee on August 14, 2025, 09:23:33 PM

I am surely not against knowledge, yet to get started investing in bitcoin, we start with what we got, we adjust our position size to our level of knowledge (hopefully starting out conservatively as we are getting a grasp) and then increase our knowledge as we go, and while we are increasing our knowledge, we can increase our level of aggressiveness.

Of course. If you view those investors you will see how they have chosen the path of struggle with life and are constantly investing in Bitcoin through discretionary funds. Their level of knowledge is less than some other educated youths but how carefully they are accumulating Bitcoin. Starting with basic knowledge and passing your apprenticeship in small amounts is equivalent to passing a great time. As discretionary income increases the next step after passing the initial stage of Bitcoin education can be to make an emergency fund or you can plan your own as per your convenience. If you can use the plan more intensively then it is better to continue depositing aggressively with increasing the size of the discretionary fund.

I Largely agree to what you are saying here, but what I disagree and I think is not proper is you planning to put your emergency funds in place when your discretionary income increases or anytime convenient.
It's not wise to think like that, because what you are trying to say is that you wouldn't start putting your emergency funds in place if your discretionary income doesn't increases, or when it's not convenient to you.
It is mandatory to start putting your emergency funds in place once you start your Bitcoin investment because you don't know when emergency will struck, that is why it is adviced to build your emergency funds along side your Bitcoin investment, but once you notice that your emergency funds is huge enough to take care of your needs for like three months interval, you may take a break and start investing in Bitcoin aggressively from your discretionary income, all this is not difficult to execute if you are good in managing your finances.

It is easy to fall into the trap of thinking only people with steady, predictable incomes should be investing in something like Bitcoin. But that’s not the real story. What actually matters is whether someone understands their own financial flow, whatever form it takes and can carve out a portion that’s truly discretionary. That could come from freelance gigs, seasonal work, random windfalls, or even selling old stuff online. If you can separate what you need from what you can afford to risk, you raey already ahead of the curve.....And yeah, let us be real even people with regular salaries often have no clue what their discretionary income actually is. So it is not about income type, it is about financial self awareness and discipline.