Quote from: bettercrypto on August 15, 2025, 11:10:01 AM

they say if you just leave your money idle at home, nothing will happen to it; it won't generate a profit. our fiat money is just held in our homes but isn't producing a profit for the future. in short, our money is just sleeping.

And nowadays it might look safe but not guaranteed. The storing fiats are risks in both dimensions of loosing it values, thefts while not limited to online fraudulent attacks.
Besides holding fiats for that long at some point in the future is like holding an invaluable value which may be considered outdated in due time. Let's also not take the course of "safe" for a praise rather than it "timeless resourcefulness".

Quote from: Questat on August 15, 2025, 01:49:19 PM

Quote from: DeathAngel on August 15, 2025, 10:28:19 AM

If you hold your money long term in regular checking or even bank savings accounts you will become poorer, there is no doubt about that. Inflation will eat away at your purchasing power. You will struggle to find any product a regular bank can offer that will help you beat inflation. Poor people save, smart people invest. Put your money in crypto, stocks, real estate.

However, saving money could be a stepping stone so you can achieve your desired investment. You don’t invest immediately, you save money first, so you can invest for long term without pressuring yourself to take your profits after a short term investment period.

Inflation is inevitable, and it’s here to stay for good. So the best solution is, invest in bitcoin and eventually start to diversify once sufficient profits are achieved. But just a reminder, save some emergency funds as well. You don’t want to sell your bitcoin suddenly particularly when emergencies or financial crisis comes.

Questat I understand your point, investments need raise some good capitals which saving maybe part of the plans to achieve it. That's true but the real matter is; doing that savings and holding too long on the fiats before realizing the exact amount in need would be a double expenses (waste of values) since inflation is inevitable because the ability to achieve that dream will require more money after your savings in the long term had been devalued.
However, we can still invest in crypto with the least amount we can afford from our discretionary incomes. So instead of stacking fiat for that long all for investment, investing on the lows on crypto gives you against devaluation while you can diversify from your bitcoin investment profits overtime of your holdings.