Quote from: Nirmiti on August 14, 2025, 03:32:58 PM

Yea, that really depends on how you use it. In my case, my subscriptions are only worth it when I am being active. When I can barely touch a service and it just sits there then it is pretty much a waste of money. The gimmicky part of it is that these month to the month charges can pile up unintentionally and as such, it could be easy to continue paying up on things we do not need. I aim to check mine about every couple of months or so and cancel things that I am not using. The good part is that we do not have to wait now to do something with alternatives, and it is quite easy to switch or to wait.

As a consumer, it depends on the options available to you. When you have te option of paying one time subscriptions for services you patronise very frequently, go for it. For instance if you have the option of subscribing for a one time payment of subscription, I know many won't mind as much as they can afford it even if it will cost them a lot. But when such option is made available, many might not be able to afford it and the companies may also not see the real profit in it, because it seems like they enjoy more of monthly to yearly subscriptions than the one time, although the option of unlimited is also reasonable. Many of us avoid subscribing for unlimited access because of the money but end up expending more than they budgeted for the month. But there would be no point making subscriptions that you will not use so you can allocate the funds for something else.

Quote from: dezoel on August 15, 2025, 03:44:32 PM

Not spending money on useless stuff if you do not want to, is ok. But if you want to, do not think that THIS is the reason why you are poor. The world changed way too much, the expenses quadrupled since our fathers time, to today, while the salary barely got to double, meaning we are spending twice as much for the same thing, while earning basically the same in logic. Don't get me started on school and housing prices, those are in a whole another level.

So believe me when I say this, it's really not a good period to be earning money. So if you really want a few subscriptions, then you are going to get that, and nothing will matter. It's just not that complicated and we can definitely end up with some small simpler solutions. It is not going to be saving you, just to save 50 bucks.

My ultimate goal these days is to have some savings for my discretionary fund, any subscriptions I'm going to do which will affect such goals will not be attended to unless if it is paramount. The life we're living today is not the dream we once wished for because even when you think you're achieving your goals, your environment will still have to hit you with some realities which you're not happy with. So, we are now living life based on priorities and what action is stronger than the other and that is how we are also making our decisions, henceforth.