I don't want enter in the matter troll, spam etc...
OP, coming back on topic:
You can get a "loan" from your coins and get a % back in FIAT (around 50-70%). No chargebacks, no interactions.
You can use a debit card that allow you to charge with bitcoin. It's easy and cheap as option (and some are without KYC).
Of course both case have more fees probably then the generic way but these are really useful as medium.
the loan thing is good cause i can get fiat out of crypto without selling and matter fact i am short 1000euro for an otc deal for tomorow so this could be usefull depending on how much fee they take
i can payback the next day do you know how much fee they will take for that time ?
and what is the name of the app.