I would think that the first things that we try to work out is figuring out how much discretionary funds that we have on a regular basis, and if we have income that comes in regularly, and then maybe we have some other funds that we might be able to use as lump sum, then we can figure out how we plan to use them, and likely we would consider all three options, even though sometimes the ONLY thing that makes sense for newbies is DCA since maybe they either do not have a lot of discretionary income or they have not figured out their budget exactly and how BTC investing and/or strengthening their cashflow management systems/practices fits into their individual factors.
Now I must say you’re absolutely right, I always try to emphasize that investing in Bitcoin we should probably first of all think and evaluate our discretionary income, the amount of discretionary income that we have available and how we can be able to manage the discretionary income, and knowing how much we would be able to accumulate on a weekly and monthly basis, depending on when we have a discretionary income, sometimes having an income that comes in on a regularly basis we would try to also figure out our accumulation strategies something that would best possibly fit our accumulating strategy and how comfortable we would be, and also trying to work out our financial situation and figuring out financial capabilities to try and make out some discretionary income after making out our expenses and also trying to generate more income to have a more increased discretionary income, sometimes I would definitely decide to work on my finances and try to make availability of other financial resources to make out discretionary income and increase our discretionary income to accumulate more bitcoin.
Perhaps most newbies would definitely want to approach the DCA because they feel comfortable investing with the DCA method because they feel comfortable investing with that method. And sometimes because of the availability of their discretionary income, they might have a little discretionary income and that would make them feel comfortable with accumulating their bitcoin on a regular basis and consistently which I think is definitely the key to successful bitcoin investments “CONSISTENCY’’, and I believe having that mindset to increase their finances to be able to accumulate more would definitely be possible, and their are also folks who have been investing in bitcoin and they have some funds reserved somewhere which they can possibly invest through the Lump Sum and also try to front load their bitcoin portfolio, and that I will say is also a good move, and some folks who have been investing in bitcoin could set up some money aside to use in buying the dip, but that doesn’t stop them from accumulating through the DCA or lump sum, and would always want to keep some money aside to approach the dip whenever it come which I think isn’t a bad idea as well, as long as we can keep accumulating consistently through other methods.