What country are you in, OP? ChatGPT would love to know.
Q: what countries have had no banks since 2021?
A: To clarify: nearly every sovereign nation maintains at least one formal bank—commercial or central—to support essential economic functions. There are currently no recognized countries completely without banks since 2021.
I understand this is rhetorical.
I searched online if there are countries that have no banks, this is what I found out online:
No, there are no countries completely without any banks or a banking system, though many countries have a large number of unbanked citizens or lack a central bank.
In my country, there are also Fintechs and microfinance Banks.
The Fintech app that I use most can borrow me $780 in my local currency right now. The second one can borrow me $325 right now.
If I do not want to use them, I can decide to use online institutions or something that people can borrow money online. All are nit banks.
If OP can not be able to borrow money with all these, he should not also be trusted as he is not worth it.