Have you started using BTC for small daily transactions via Layer 2? What’s the biggest hurdle: UX friction, merchant adoption, or trust in stability?
Let’s discuss real-world wins ( or fails)!
Layer 2 is good but it isn't still being used maximally on the bitcoin network. Although it's kinda more convenient and faster essentially feels wise, not many people are able to set up lightning channels and not many understand how to use them.
So basically because of this, even in the case of your regular transactions that are lightweight, on chain transactions is still king. I've made many minor payments on chain especially lately when fees have been very friendly.
What do you mean not many people are able to set up channels? Perhaps on desktop wallets or some advanced wallets. On mobile there are many reputable wallets that do it for you. All you need to do is deposit Bitcoin to your wallet and it will do it. It can't get more easier than that.
On-chain transactions are not king if you need fast confirmation time. LN transactions are instant and they work great for small transactions.