Anyway, just holding bitcoin forever won't make me happy. Spending money is important. I recently read Die With Zero, which has nice ideas about how to spend money in your life.
This is also one reason for our tool to exist. And for today, it is recommending taking off 5 months in advance, in addition to the current month withdrawal.

I am in a similar place at the moment. Reaching for the FY lever, but still holding back because reasons. Don't we all have reasons? It's never as simple as it looks. Apart from life pressures, eating ramen for so many years left me with deeply ingrained behavioral patterns. It takes a while - time and will - to adapt into YOLOing a dinner for two that costs about 0.3 months of pay.
Another example of ingrained thriftiness: After my last sale, which was actually my first, I only bought one new tire for my car rather than a couple or - god forbid! - a full set.
The book you recommend might be a useful read. Thanks for your suggestion.