if i had been handed fuck you money in my late 20s even early 30s i would now be broke, addicted to everything, in jail, or dead. ie.. total waste, except for the brief time i would of been LIT to the point my brain just broke. doubtful id like it afterwards though, so glad it didnt happen
but the same fuck you money in my mid 40s would of been actually used ... well "mostly better" any way lol as i would likely live through it and gained enough knowledge to go more or less ok from there.
I'm not sure if I posted this here before or not but if I did, my apologies.
I see life being in 15 year segments:
The first 15 years, you're a child.
15-30 years, you're an adolescent.
30-45 years, a young adult.
45-60 years, early prime.
60-75 years, late prime.
75-90 years, senior.
90-105 years, elderly.
After 105 years, borrowed time.
Waiting for adulthood to get inherited money is probably a good idea.
Not all adolescents cluelessly seek self gratification and peer approval. Unfortunately most do.
I had friends in grade school who spent their childhood earning and saving. My one classmate bought the local pharmacy while he was in high school with money he saved from his paper route, fish&chip deliveries, and other hustles. He had to hire a licensed pharmacist as an employee. By the time he was in his 20s he owned several other stores.
Likewise I know 45-year-olds still living with their parents... pathetic. I don't mean adults supporting elderly parents. I mean immature losers still sucking on the parental tit. Sigh.