You have Bitcoins next era figured out, so you are not just dreaming .  With actual usage not just hype Lightning Network is already dominating. public capacity is over 5000 BTC & expanding quickly. Also channels are becoming larger & more effective.  Settlement is sub second & fees are hardly more than pennies.  Upgrades to Taproot maintain trustlessness while making Lightning payments private onchain & indistinguishable.

In the meantime institutional power is flooding in, hedged funds stacking Bitcoin, ETFs onboarding funds transforming Bitcoin from digital gold into the foundation of contemporary finance.
So you are absolutely correct, Bitcoin is developing into a legitimate worldwide financial system.

You have Bitcoins next era figured out, so you are not just dreaming.  With actual usage not just hype Lightning Network is already dominating. public capacity is over 5000 BTC & expanding quickly. Also channels are becoming larger & more effective.  Settlement is sub second & fees are hardly more than pennies.  Upgrades to Taproot maintain trustlessness while making Lightning payments private onchain & indistinguishable.

In the meantime institutional power is flooding in, hedged funds stacking Bitcoin, ETFs onboarding funds transforming Bitcoin from digital gold into the foundation of contemporary finance.
So you are absolutely correct, Bitcoin is developing into a legitimate worldwide financial system.