Re: Is Bitcoin the future of loans or just pocket change charity?
Thanks everyone for the replies, and apologies in advance for the comparisons I made, but hey, a little clickbait is always good to get as many different ideas as possible 
I fully understand the value of BTC and the role it can play as collateral for acquiring loans. What I don’t get is why we still don’t have proper DeFi or P2P solutions where people can actually request and negotiate loans directly with each other.
So back to the question: would big corps have any real interest in allowing a free market of peer-to-peer loans using all sorts of collateral including BTC, Stables, RWAs, etc?
Bitcoin isnt built to replace banks or other finances firm for mortgages or big loans. Its money, not the bank. Lending around BTC usually needs collateral or trust, so what we see here are mostly small peer to peer loans. Plus Im sure some bitcoin OGs prefer this forum to be most and major lending platform for everyone.
I fully understand the value of BTC and the role it can play as collateral for acquiring loans. What I don’t get is why we still don’t have proper DeFi or P2P solutions where people can actually request and negotiate loans directly with each other.
Forum loans are informal loan's and for that we can't place them in Bitcoin ecosystem for whatever reason, banks loans will definitely remain the legal means of running a loan service since it decentralized and licensed.
We have a few Bitcoin and cryptocurrency loans platforms that were very popular in the past, but lately I haven't heard from any new one or the old ones still in operation.
We have a few Bitcoin and cryptocurrency loans platforms that were very popular in the past, but lately I haven't heard from any new one or the old ones still in operation.
So back to the question: would big corps have any real interest in allowing a free market of peer-to-peer loans using all sorts of collateral including BTC, Stables, RWAs, etc?