Quote from: di4biz on Today at 01:30:53 PM

I fully understand the value of BTC and the role it can play as collateral for acquiring loans. What I don’t get is why we still don’t have proper DeFi or P2P solutions where people can actually request and negotiate loans directly with each other.

So back to the question: would big corps have any real interest in allowing a free market of peer-to-peer loans using all sorts of collateral including BTC, Stables, RWAs, etc?

Mostly, people start a business when they see a high demand on that. Personally I don't think the demand of Bitcoin as a collateral for taking loan is high, because Bitcoin itself liquid and can't be trade anywhere. Usually people use something as collateral because it's not liquid.

Moreover you want a free market which is much more complex.

The demand is low and it's complex too make, I don't think any big corporation will create it.