What title says,
unless one is well off himself one should not be having kids, this is my opinion.
What about you?
A man is not qualified to marry when he cannot support himself. If he cannot earn his own income, then how will he feed his wife after getting married and how will he establish himself because he himself is an incompetent person. How can he have children if he is not able to earn enough to feed his wife? There is no question of having children here.