You can use these two funds in the same sense. I don't see any logic in differentiating between emergency fund and reserve fund. You can use both these funds for long term investment in Bitcoin. You may be able to differentiate it due to the difference in names but the main point should be the same. Yes, there is one thing in this that you should determine the amount of emergency funds you should allocate but instead of keeping a limit in the case of reserve funds, you can keep more. Floating funds can sometimes be used for aggressive buying during a Bitcoin price drop but emergency funds are allocated for use only for emergency needs. The amount of floating cash funds can be increased or decreased in accordance with your income because just as accumulating is important to increase Bitcoin holdings, increasing holdings through aggressive buying during a price drop can also be another important strategy.
You can use these two funds in the same sense. I don't see any logic in differentiating between emergency fund and reserve fund. You can use both these funds for long term investment in Bitcoin. You may be able to differentiate it due to the difference in names but the main point should be the same. Yes, there is one thing in this that you should determine the amount of emergency funds you should allocate but instead of keeping a limit in the case of reserve funds, you can keep more. Floating funds can sometimes be used for aggressive buying during a Bitcoin price drop but emergency funds are allocated for use only for emergency needs. The amount of floating cash funds can be increased or decreased in accordance with your income because just as accumulating is important to increase Bitcoin holdings, increasing holdings through aggressive buying during a price drop can also be another important strategy.
You are mixing up the whole thing. Emergency funds is to take care of real life emergency in order for you not to sell your bitcoin during your accumulation period. Reserve funds is used to buy bitcoin during the dip, to go an eat in a expensive restaurant, use it first before touching your emergency funds incase of a real emergency occurs. Float fund is the money that we keep aside for unexpected expenses during the week before we get paid again.
There are some expenses that pops up during the week which we can't predict, you use your float to carter for such. When you have your float and you couldn't spend it all during the time interval of getting paid, if you get paid, the leftover of your float can become your discretionary income and if you like, you can use it to buy bitcoin aggressively.
You discretionary income is what you should use to buy bitcoin because that's what will determine how much bitcoin you will buy and if your income increases, your discretionary income will also increase likewise, your DCA amount.