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There is a saying in our native language, from whatever you earn, keep some part for basic needs and save the rest for the future. Maybe one day you will fall ill and you will be able to remove your illness and lack and basic needs through savings. Exactly, I want to add something more to your words, because a daily wage earner earns some income. And he must keep some part of the income aside for the future, exactly what I want to say is that it is most important to connect those saved money with Bitcoin. Because the more you deposit in Bitcoin, the better you will be able to move forward economically, it is possible to achieve multiple benefits.

If you are a low-income person, you should not invest all your savings. Because as you mentioned, you need to save for the future, but if you invest all your savings, we know that if you invest in Bitcoin, you should hold it for a long time. Now if you invest all your savings, how will you get treatment if you get sick? So after meeting your needs with your income, you should not invest the entire amount, you should keep a fund for emergencies.

A low-income earner can also invest in Bitcoin, but it should not be done by putting all their savings at once. In fact, even a high-income earner should avoid investing all their income in Bitcoin. The simple and most comfortable way, especially for someone with a low income, is to use the DCA method. With DCA, you buy Bitcoin either weekly or monthly, depending on the amount you set aside for continuous investment. At the same time, investment should be done with discretionary income, money you have left after paying your other needs, so you won’t be forced to sell your holdings in difficult times.

If you truly want to feel comfortable while investing in Bitcoin, it shouldn’t be done by putting all your income at once. But see it as a continuous process, whether the market is going up or down. This way, you won’t panic during price changes, but you will steadily accumulate Bitcoin over time.

It's unwise to invest in Bitcoin with our savings because that's not the right way to go about Bitcoin investment and any investor who indulge in such practice won't last long in Bitcoin investment since there's a big possibility we will use the money meant for our expenses to invest in Bitcoin, and when it's time for us to solve our expenses, we won't have enough money to take care of our expenses and we will completely depend on our Bitcoin investment to sort ourselves out. It's always wise we invest in Bitcoin with our discretionary income so that we will always be fit to solve our expenses, and it will help us to remain in the game for a very long time.

Investing in bitcoin outside of your discretionary income is one way to lose your investments in the future, over time the idea of investing with more then a person can afford to lose had been shut down in thrends like this one and this is because the money is usually meant for something else and investing it in bitcoin leave a necessity unattended to which can lead to a range of consequences along the way, to avoid this investment should be done solely with discretionary income especially for zero to low coiners, this is not just a good investment plan but is also a good security strategy since it drastically reduces your chances of selling your bitcoin early.

Once you invest with money meant for other needs into Bitcoin the period or time one will see the consequences is not always certain or fixed that is to say that you can face the consequences immediately after using the money meant for other to invest in Bitcoin if emergency arises or later. A wise investor and someone who knows what he is doing and what it means to invest in Bitcoin will never think of using money that is not meant to be used for his or her Bitcoin investment to invest because he knows the possible consequence if it is not replace back on time but it is advised not to touch it at all.

Using emergency funds to invest in bitcoin instead of discretionary income is a very wrong investment idea. Emergency funds is actually for emergency using it for any other purposes other than what it is meant which is to be used for emergency whenever it occurs.having a good understanding of the nature of bitcoin and to understand the nature of risk that is involved. I believe short term trade rs ,may commit such blunder of investing from there emergency funds since they are not investing for longer term