You're referred to as the "takers" on the memo and you're not affected, only the advertisers who creates buy/sell ads are affected.
For those of us who just browse and select advertizer to buy and sell we will continue to enjoy zero fees as stated on the link. You don't have any problem.
Many people will not see this early but it will happen gradually. They have started with buying ads now but what if the selling ads will be included later. Then later if those people that are buying and selling without creating ads are affected. This may gradually be what will happen but Bybit may not want to go further yet and use this to know if people will move to other exchanges or not.
If those that are having ads are affected, how will people that are not having ads but just want to buy or sell from those that have ads will not be affected? I think they will also be affected because the fee will affect those that create the ads and the people that have the ads will push the fee on those that just come to buy and sell that did not create the ad.