Quote from: Versatile_choice on September 03, 2025, 12:12:50 PM

I think you're the one that is getting yourself confused here, I don't mean to dispute on the fact that investing from your discretionary income means you're Investing with peace of mind but even as that one also need to be discipline so as to enable you stay focused regardless the ups and downs of the market. Because alot of people have been investing from their discretionary income yet they don't feel comfortable when there is a little drop in the value of bitcoin simply because they are not well discipline so when investing from your discretionary income is also advised to apply self discipline this would help you to stay focused no matter anything.

It means that this set of people is not worried because of a lack of funds to cover their needs but because of fear of the unknown. They are worried about the drop in price of Bitcoin and might want to sell off. Such people need to gain more knowledge on how Bitcoin works. Without knowledge, patience and courage, investors might be influenced by FUD.

Quote from: avp2306 on Today at 12:43:19 PM

This is how important for having a emergency fund aside from considering to have discretionary income to use for investment. Since they can make sure that they have some funds to use for their special needs and they don't need to touch their investment and sell it more earlier on the timeline they set.

If they always think about investment and use all everything they have for this purposes then provably that they might suffer on rainy days season in their life. Since this situation could make them fail and its so bad if when they sell because they don't have a choice the current market situation experiences a bearish run, with that they have good chance that they might lose some amount and that completely waste of time and effort for them.

Some newbies become fascinated by Bitcoin and want to invest all I had. They might have the perception that they would make profit within a short period. Bitcoin is an investment that becomes profitable if it is kept for a long time, hence, investors should have plans for the unpredictable future.