Just to clarify: like most instant exchanges, we do rely on third-party liquidity providers. However, we’ve built our own mechanism to ensure funds are not sent directly to them. Deposits are first checked for AML risk score, and only then routed further. If the risk is too high, the funds are automatically refunded to the user’s deposit address without any additional questions.
won't it be better to ask for a refund address instead of automatically refunding the funds to the user deposite address?
or at least give the user the option to choose between the two?
i mean, i can definitely imagine someone sending coins directly from a third party hot wallet (casino widthraw, payment from someone, etc...), so if you automatically refund it back to their hot wallet, the user could loss their coins.