Let me answer, with help from others, whether in the form of investment, lending, or simply providing capital, and with credit assistance, I think it's fine; it's not wrong. But what is clear is that those who will start with this kind of assistance must really manage it very well. The risk of loss may occur because, of course, the name of the risk is definitely there. But if we manage it very well and very carefully, this risk is possible, even if it does occur, it may not have a major impact on the business being run.
Your answer is certainly correct, but in reality, not everyone is able to manage borrowed capital properly, so some people are also unable to run their businesses properly on a more appropriate path. While I don't deny that some people are indeed able to run a business properly with borrowed capital, those who do will certainly face quite a challenge if they encounter obstacles that could hinder their business's growth. However, I still admire those who are able to do so with borrowed capital and make their business grow rapidly.