No too much label on what reserve fund is. Or to what discretionary income is. It is individuals who dont like learning or reading that always make the mistake of relating them. If they dont understand what weve been talking about after 47 pages of this thread, my dear they dont deserve to be replied. People lack reading and understanding. Most persons mistake discretionary income for reserve fund which is kind of annoying.
I support this, is just like when people keep mentioning crypto in buy the dip and hodl thread may you try as much as you can to put such person though why such word should not be used when trying to make some explanation about bitcoin, you will wake up the next the same person or another person doing the same then you'll come to the conclusion that probably they were not reading afterall, what some people don't know is, for them or anyone to learn you just read and ask question, am not against asking question but am against anyone making conclusions on what they don't know, I don't know how left over funds after one has made all his expenses for the time being which is discretionary income and fund thats been kept for emergency or any unexpected stuff which is reserved funds will be the same, too bad that people don't glance through to get knowledge of what they don't know.